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About bank of communications Y-POWER credit card?
1, remember your bookkeeping date first, every month is fixed. There is a piece of paper in the card letter with detailed information such as the date and amount of the bill. If you can't find it, call customer service.

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2. Subject to the billing date, the final repayment date of the Bank of Communications credit card is 25 days after the billing date.

Suppose that your monthly accounting date is 13 and your repayment date is 7 or 8 (month-month relationship). Take 1 1 month as an example:

1 13 Transactions on the day of October billing date are included in the current bill, and the repayment date is 12.8. The repayment period is only 25 days, the shortest;

The transaction of 165438+ 10/4 is included in the next bill, which is listed on the bill of 65438+February 13, and the repayment date is 65438+ 10/7. There is a repayment period of 56 days, which is the longest.

Remember: No matter what day the billing date is, you can enjoy the longest repayment period as long as you spend on the day after the billing date.

3. The billing date is the date when all the transaction details of this cycle are issued, and the repayment date is only 25 days after the billing date.

If the repayment date is not less than the minimum repayment amount, you will have a good credit record. Otherwise, not only will there be a late payment fee, but it will be seen in the credit information system if it is overdue for one day.

4. Regardless of the amount, the cash withdrawal fee for the Bank of Communications Power Card is every 5 yuan. 165438+1the handling fee will be paid before October 30th. At present, this activity has ended.

Interest will be calculated on the day when the credit card is withdrawn, with a daily interest rate of 0.05%.

5. Debit cards, quasi-credit cards or credit cards of other banks can be transferred to Bank of Communications credit cards for repayment through ATM machines. Please consult the issuing bank of the transfer-out card for details.

6. Consumption patterns can be changed through customer service calls.