1. All bank credit card withdrawals cannot be paid in installments, but they can be repaid according to the minimum repayment amount.

2. repayment sequence of bills: interest, expenses (over-limit fees, late fees, cash withdrawal fees, annual fees, etc.), cash withdrawal and transfer, and consumption by installment.

Conditions for installment application:

1. The latest bills have been fully repaid on time, and there is no delay in repayment of the latest three bills;

2. Transactions that cannot apply for bill installment include: cash advance transaction, installment payment transaction and various expenses (such as annual fee, interest, late payment fee and other credit card charges);

there is no such thing as installment payment for cash withdrawal, because there is an interest-free period for credit card spending, and there is no interest-free period for cash withdrawal. From the day of cash withdrawal, the cyclic interest is calculated at five ten thousandths of a day, and the compound interest is calculated monthly.

In addition, a handling fee is charged for withdrawing cash, which is 1% of the withdrawal amount at a time, with the lowest 1 yuan, so the interest and handling fee are relatively high. Pay back the withdrawn money as soon as possible, the sooner the better, and the interest will be paid one day later. If repayment is made, the withdrawal part will be paid first by default.