I'll help you calculate the bill in installments, which means that your bill for the whole month costs a total of 5600 yuan, and you can apply for the bill installment (up to 90%). You can choose 3, 6, 12, 18 and 24. There is a handling fee rate for the bill in installments, which is 0.75% for the third installment. For example, for a bill of 5600 yuan, you can apply for a bill of 5040 yuan in installments and choose six installments. Monthly repayment amount = handling fee+principal = (5040 * 0.7%)+(5040/6) = 35.28+840 = 875.28 yuan.
After the bill installment application is successful, you only need to repay the part of the month that you didn't apply for installment, such as the bill of 5,600 yuan. You applied for the bill installment of 5,040 yuan that month, so you only need to return it to 560 yuan this month, and when it returns to the next month, you only need to repay the installment part.
Bill installment is only needed after the bill is settled and before the final repayment date of the bill. It's convenient and there are many ways.
1. Edit the short message "4 digits after CCZZ# card number # amount # period number" with the mobile phone number reserved by CCB and send it to 95533.
2. Enter "Mobile Banking of China Construction Bank", and click "Credit Card"-"Bill Installment Application" in turn.
3. Call the customer service hotline behind the credit card and transfer to manual customer service.