If you meet the following conditions, you can use the Bank of Communications credit card loan to buy a car;
1, the other party is equipped with a POS machine that can be used for credit card consumption;
2. The consumer's credit card has enough credit limit to spend;
3. Apply for installment repayment after swiping the card. However, it should be noted that after spending by credit card, it should be paid off in time according to regulations.
2. What is the interest rate for Bank of Communications to buy a car with a credit card loan? The conditions and procedures for Bank of Communications to borrow money to buy a car are all here.
Bank of Communications credit card loan to buy a car means that credit card holders of Bank of Communications can apply for loans through credit cards, thus achieving the goal of buying a car by stages. In essence, it belongs to a loan business of Bank of Communications, which requires the borrower to prepare a certain down payment. What's the interest rate for Bank of Communications to buy a car with a credit card loan? The conditions and procedures for Bank of Communications to borrow money to buy a car are all here!
What's the interest rate for Bank of Communications to buy a car with a credit card loan? The loan interest rate of bank of communications credit card car loan has nothing to do with the credit card installment interest rate, but is mainly linked to the benchmark interest rate of bank of communications. Generally, it will fluctuate 10% on the basis of LPR interest rate, and then it will fluctuate according to the borrower's comprehensive personal qualifications. For example, if the LPR interest rate is one year, the borrower's loan interest rate will be higher than 6%. If you want to apply for a credit card car loan from Bank of Communications, the borrower must first hold a gold card from Bank of Communications. Ordinary cards have a low quota, and the amount of loans that can be applied for is limited. In addition, the cardholder must be over 18 years old, not a college student, with spotless credit and monthly income more than twice the monthly payment. It is also necessary to provide at least three months of bank bills, loan contracts signed with car dealers, etc. After meeting the basic conditions of the loan, the borrower needs to bring his identity certificate, marriage certificate, car purchase contract, down payment certificate, income certificate, payroll, tax bill and other materials to the Bank of Communications to fill out the loan application form. The Bank of Communications will examine and approve the results within 7 working days, and then notify the borrower. If the loan is approved, the borrower needs to go to Bank of Communications to sign a loan contract and go through the formalities. After that, Bank of Communications will issue loans, and the borrower can pick up the car directly at the dealer with a credit card. The above is the related content sharing of "What is the interest rate of Bank of Communications credit card loan to buy a car?" I hope it will help everyone!
3. Can Bank of Communications buy a car with a good credit card? I saw that some netizens said that they could buy a car, but I saw that there was a merchant in the good loan rules that could not be accepted, 50 13.
For different operators, Bank of Communications can consult 40080.