Credit limit refers to the maximum overdraft limit of a credit card, which is shared by RMB and foreign currency, the main card and the auxiliary card, and all credit cards in your name. Your initial credit limit can be inquired through the card letter mailed with the card. In addition, you can also inquire about the credit limit in the following ways:

1, through the credit card website (), click "Enter my credit card" to log in and inquire.

2. You can check the balance, limit and other information through the "Credit Card-My Card Package-Balance Inquiry" menu of CCB Personal Online Banking.

3. Edit the short message "Last four digits of credit card limit # card number" and send it to 95533 for inquiry.

4. If the credit card is bound to "China Construction Bank" WeChat Bank, you can check the credit limit yourself.

5. Use a credit card to inquire at our self-service terminal.

Reminder: China Construction Bank 95533 has not sent the credit line adjustment message with the URL link. Please don't click on the link, let alone disclose the credit card information and verification code, and beware of fraud.

Two. Credit card limit adjustment of CCB

1, the method of improving the fixed credit limit of CCB's credit card:

If CCB credit card holders want to increase their credit limit for a long time, they need to call the 24-hour customer service hotline 4008200588 of CCB credit card to apply for credit card limit adjustment after 6 months. China Construction Bank will inform customers of the audit results within one week according to the credit card usage history and repayment records of BOC credit card holders in the past six months. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.

2. Ways to improve the temporary credit limit of CCB credit cards:

If the cardholder's existing credit limit is insufficient, he can apply to China Construction Bank for a temporary increase in credit limit in advance, and China Construction Bank will adjust it for you according to your credit status and card usage. If you need to temporarily increase the credit limit, please call the 24-hour service hotline and provide relevant materials as required. The temporary credit line is valid for up to 3 months, and your credit line will be automatically restored to the original one after expiration. The credit limit of the secondary cardholder is set by the primary cardholder. If it is necessary to adjust the temporary credit limit of the secondary card, the cardholder of the primary card must apply.