The Agricultural Bank of China credit card with a fee of 0.3 for three installments of 60,000 is not cost-effective.

60,000 is divided into three installments, and when the rate is 0.3, the handling fee for each installment is 1,800 yuan, which is already high, so it is not cost-effective.

The Agricultural Bank of China was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.