If the credit card is overdue for three months, Shanghai Pudong Development Bank will call the user for dunning. If it is overdue for more than three months, it may be sued by the bank. Once the court files a case, the bank will come to collect evidence.

If it is overdue, it will have a great impact on users, such as credit investigation, being sued by the bank and applying for a loan credit card from the bank. If it is overdue, you can pay the minimum amount or negotiate with the bank.