The repayment rules for CMB credit cards are quite clear. The payment due date, that is, the final payment period for a credit card bill, is usually around the 18th day after the statement date, including this day. For example, if the bill date is the 1st of each month, the payment due date may be the 19th of each month. Before this date, the cardholder is responsible for repaying all consumption payments in the current period, otherwise the credit record may be affected.

The statement date is an important day to record the end of each credit card transaction. It usually reflects the consumption of the previous period. The transaction day is the actual consumption date. For example, if you make a consumption on the 25th, the transaction day will be the 25th. The billing day is the day after the transaction date. For example, consumption on the 25th will be recorded on the bill on the 26th.

It is worth noting that China Merchants Bank provides cardholders with a repayment grace period of 3 natural days, which means that repayment within the grace period, even if it exceeds the due repayment date, will not It will be considered a late payment and will have no impact on your credit record. But in order to maintain good credit, it is recommended to repay as early as possible. If your bill dates are different, such as the 25th of each month, then your final repayment date will be the 13th of the following month, and the consumption on the 25th will be included in the next bill.

As for transactions recorded after the statement, they will be attributed to the next statement. You can check the detailed information of the unissued statement through China Merchants Bank's online banking. In short, understanding and managing these dates can help you manage your credit card bills and repayments smoothly.