1. Bank counter inquiry. Cardholders need to bring their ID cards and bank cards to the nearest business outlets of rural credit cooperatives.
2.ATM self-service inquiry. Cardholders can bring their bank cards to any ATM nearby and enter their bank card passwords for inquiry.
3. Telephone inquiry. Cardholders can call the customer service telephone number of rural credit cooperatives (you can call 1 14 to inquire about the local customer service telephone number) and follow the voice prompts to make inquiries.
4. WeChat official account inquiry. Cardholders can pay attention to the official WeChat of local rural credit cooperatives, bind the bank card, enter the bank card password, and make inquiries according to the prompts.
Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws.
The method of improving the credit card quota of rural credit cooperatives: the adjustment of temporary quota is introduced in detail. Cardholders can take the initiative to call the rural credit cooperatives to apply for adjusting the temporary quota, but the general temporary quota is valid and will automatically revert to the original quota after expiration. Adjustment of Long-term Quota Cardholders can take the initiative to supplement information to the rural credit cooperatives to adjust the existing quota, and can submit copies of purchase vouchers of purchased funds, government bonds and corporate bonds, copies of personal income tax payment certificates for the last three months, and copies of self-owned property certificates; Copy of bank deposit slip/passbook, etc. For the above methods to increase the credit card limit of rural credit cooperatives, it is suggested that cardholders spend rationally and repay in time, so as not to affect our personal credit record beyond the time limit.
Common inquiry methods of rural credit cooperatives: 1. Check the account balance at the counter. You can bring your bank card or passbook to a nearby rural credit cooperative bank outlet and let the counter staff check the account balance. 2, rural credit cooperatives self-service inquiry equipment (ATM, other terminals), insert a bank card or passbook, you can realize credit cooperatives account balance inquiry. 3. Call the customer service number of rural credit cooperatives all over the country. The telephone number is different in every place. Ask the staff whether they can check the credit union account balance through telephone banking. 4. Online banking of rural credit cooperatives. Please bring your valid certificate to open online banking in rural credit cooperatives around the country, and then log in to the online banking of rural credit cooperatives to check the account balance.
Rural commercial banks are rural credit cooperatives. It can be said that rural credit cooperatives have become rural commercial banks after upgrading. Rural credit cooperatives were established with the approval of the central bank. Its main function is to raise idle funds in rural areas and provide financial services for the economic development of farmers and agriculture. However, rural cooperatives will no longer be established in the future, and all existing rural cooperatives will be changed into agricultural banks and commercial banks. Rural commercial banks are rural commercial banks, belonging to local financial institutions, and more than 300 rural commercial banks have been established nationwide.