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American UnionPay card saves money.
As long as you see the logo of Citibank or Pulse on the ATM, you can withdraw cash with UnionPay debit card. Many ATMs in the United States can use UnionPay debit cards to withdraw US dollars in cash. You don't need to deposit US dollars in the card, but deduct RMB funds directly from the card, so please deposit enough RMB before going abroad. It should be noted that the "UnionPay" logo may not be posted on all ATMs in the United States, but as long as you see the Citibank or Pulse logo on the ATM, you can use the UnionPay debit card to withdraw cash. In addition, a large part of ATM machines in the United States do not swallow cards before operation, but have card slots, which need to be inserted and then taken out to have an operation interface. If it is not taken out, it cannot be operated. As long as you know a little English and operate patiently, you can generally successfully withdraw US dollars.

But in the United States, each card can only withdraw the amount equivalent to 5000 yuan per day through ATM.

In the United States, the UnionPay debit card is used for consumption or cash withdrawal. The exchange rate is the selling price of domestic banks in US dollars on the day of the transaction, which is directly converted into RMB and deducted from the card. You don't have to pay any handling fee to spend money in the store like in China. Cash withdrawal through ATM requires a certain handling fee, and the standards of each issuing bank are different. For example, the current cash withdrawal fee for China Merchants Bank Card is 0.5% of the transaction amount, with a minimum of 10 yuan. In addition, in some parts of the United States, the use of ATM machines requires an additional terminal usage fee of about $2, and there will be a prompt on the screen, which can be directly operated after confirmation.