But in the United States, each card can only withdraw the amount equivalent to 5000 yuan per day through ATM.
In the United States, the UnionPay debit card is used for consumption or cash withdrawal. The exchange rate is the selling price of domestic banks in US dollars on the day of the transaction, which is directly converted into RMB and deducted from the card. You don't have to pay any handling fee to spend money in the store like in China. Cash withdrawal through ATM requires a certain handling fee, and the standards of each issuing bank are different. For example, the current cash withdrawal fee for China Merchants Bank Card is 0.5% of the transaction amount, with a minimum of 10 yuan. In addition, in some parts of the United States, the use of ATM machines requires an additional terminal usage fee of about $2, and there will be a prompt on the screen, which can be directly operated after confirmation.