1. Lifetime annual fee exemption: Vipshop co-branded credit card, Everbright Taopiao Piao Doll co-branded card, Everbright NetEase Koala overseas shopping co-branded card, Everbright Big and Small Q Card Blue Starry Sky, Yidian News co-branded credit card Card (Money Willful), Everbright Titu Little Pink Card/Little Blue Card, Everbright Big and Small Q Card Pink Dream, Everbright Fantasy Westward Journey Credit Card Gold Card, Everbright Guevara Co-branded Card, Everbright Green Zero Carbon Credit Card.

2. The annual fee for the first year is waived, and the annual fee for the following year is waived for 3 transactions in the current year: B DUCK Little Yellow Duck Theme Card, B DUCK Little Yellow Duck Theme Card Year of the Dog Zodiac Husky Edition, BDUCK Little Yellow Duck Theme Card Yellow Duck themed card, buffy version of the Year of the Dog zodiac.

3. Everbright Lucky Cat themed credit card (or get free for the next year if you spend over 2,000 yuan), fashionable COSMO co-branded credit card, Everbright Marie Claire perfume credit card, Everbright Securities Fuzun co-branded card, Everbright Sohu video co-branded credit card gold card , Everbright Bank Basketball Little Black Card, Fu Credit Card, Everbright Fu Credit Card Gold Card, Everbright Yanhuang Credit Card Gold Card.

4. The annual fee for the first year is waived, and the annual fee for the following year is waived for 6 transactions in the current year: Sunshine Yiren Titanium International Credit Card, Everbright Elite Credit Card.

Extended information

Annual fee deduction process:

1. Points deduction validity period:

You can specify the validity period in the table below Please call our 7×24-hour global VIP service hotline 4008-111-333 to apply for points to deduct the annual fee. Applications outside the validity period cannot be deducted.

2. How to apply for point deduction

1. Call the 7*24-hour global VIP service hotline 4008-111-333 to apply for using points to offset the annual fee.

Annual fee standards

1. The annual fee policies of most banks have not changed. Generally, the annual fee for standard credit cards is about 100 yuan, while the annual fee for gold cards is generally 200 yuan. yuan or 300 yuan. The annual fee for a single-currency card is lower than that for a dual-currency card. The annual fee for supplementary cards is generally half the annual fee for the main card.

2. However, the annual fee standards for credit cards of various banks will vary depending on the card. For example, the annual fee for Shanghai Pudong Development Bank's standard credit card is 180 yuan for the main card and 90 yuan for the supplementary card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the supplementary card; and the annual fee for the Pudong Development Bank Shanghai Airlines co-branded card is 360 yuan.

3. As for the Shanghai Pudong Development McDull series of credit cards, it even shows the sign of “no annual fee for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high this "potential cost" is when applying for a card.

Annual fee exemption rules

1. If you apply for a card and don’t use it, you will have to pay the annual fee. This is certainly not cost-effective. However, the annual fee-free rules vary among different banks, making it easy for cardholders to incur annual fees unintentionally.

2. Cardholders generally believe that credit card agencies adopt the practice of waiving annual fees in the first year and waiving annual fees in the following year if the card reaches a certain standard, but this is not the case for all cards. For example, ICBC credit cards do not waive annual fees in the first year. Instead, they need to swipe the card a total of 5 times or spend more than 5,000 yuan to be exempted from the annual fee. China CITIC Bank stipulates that only swiping the card once in the first month after the card is issued can be exempted from the annual fee in the first year. .

Type introduction

1. Business and travel credit cards. This type of credit card is mainly issued by the unit, which can help the unit improve the management of travel expenses and facilitate employees to reimburse business trip expenses. At the same time, the unit can also provide cardholders with a higher consumption limit guarantee. This kind of credit card also generally has the functions of lifetime annual fee exemption, free aviation accident insurance and 48-hour card loss protection. ?

3. Official credit cards, central budget unit official credit cards, sunshine business travel credit cards, and Shaanxi provincial budget unit official credit cards all belong to this type of credit card.

4. Sports credit card. This type of credit card is sports-themed, and its main function is either to provide convenience in purchasing tickets for certain sports events, or to play sports at cooperative venues at preferential prices. The main function of the Formula Racing Credit Card is to facilitate watching various racing events and purchasing Shanghai International Circuit souvenirs at preferential prices.

5. UnionPay golf credit card holders can play golf at partner courses at a 30-40% off visitor price. The sports-themed credit card has no special functions. Its main features are the novel card surface and vertical design. It uses the Chinese calligraphy "Dreams Come True" as the main pattern, reflecting the humanistic concept of "Chinese people run the Olympics".

The main function of VISA Olympic-themed credit card is to facilitate the purchase of Olympic tickets.

6. Charitable credit cards. This type of credit card is usually themed around a charity event. China Everbright Bank will make donations to the charity event based on the cardholder's card application or card consumption. The characteristic of the Mother's Water Cellar-Love Credit Card is that Everbright Bank will donate one thousandth of the card consumption to the "Love of the Earth: Mother's Water Cellar" public welfare activity.

7. The characteristic of Wuhan Hope Credit Card is that for every successfully issued card, Everbright Bank will donate 20 yuan to the Wuhan Youth Development Foundation; every time the cardholder swipes the card to make a purchase, Everbright Bank will donate 20 yuan to the fund. Donate 0.1 yuan.

8. Car/gas credit card. China Everbright Bank does not issue a true car/gas credit card. The Everbright/Wanxing co-branded credit card is only issued in Shanghai and can be used as a membership card of Shanghai Wanxing Automobile Company to enjoy car sales, insurance and other services provided by the company. ?

9.: Baidu Encyclopedia - Da/Anbang Club co-branded credit card can be used as a membership card of Anbang Club to enjoy preferential services such as car purchase installments, rescue, car insurance, car repair, beauty, modification and other preferential services.

Reference material: Baidu Encyclopedia - Everbright Bank Credit Card