Impact

Currently, credit cards and loans cannot be applied for overdue. Generally, banks have credit reporting requirements: It cannot be overdue at present, it cannot be overdue twice in half a year, and it cannot be overdue three times in a row within two years. times, with a total of 6 missed repayments on time.

No more than 3 times, you can apply for a credit card but the limit is very small, you can also get a loan, but the interest rate is very high, and those who have overdue repayments more than 6 times or have failed to repay once will be included in the "blacklist" If you list ", you will not be able to apply for credit cards and loans.