According to the regulations, 6.5438+0.8 million yuan is a huge amount, and it will be sentenced to 5 ~ 654.38+00 years. However, when my husband was detained in April a few years ago, his family actively repaid the loan and negotiated with the bank to reduce or exempt 30,000 yuan and return 6.5438+0.5 million yuan. The bank gave proof of repayment. He was released on bail in July, sentenced in February, sentenced to five years, and sentenced lightly. However, I feel that the debt has been paid off, avoiding the loss of the bank. Moreover, my husband is a first-time offender, and the possibility of recidivism is very small. So I should consider reducing the punishment and giving him a suspended sentence, so I'm appealing, but the case is particularly clear. At that time, my husband could apply for a credit card with a copy of his ID card. Didn't the bank audit it? Why is it so easy to do it? Is this the victim's fault? Is this a mitigating circumstance? It is said that there are relevant laws and regulations, and if the victim is at fault, the punishment can be mitigated. One question I particularly want to ask is, can I ask the bank to issue a letter of understanding on crime? Will the bank give such a letter of understanding? I hope that professional friends in the legal profession can give some real answers and reward you with all the wealth points.