How to apply for CCB virtual credit card
CCB virtual credit card application process:
Operating environment:
Brand model: iPhone13
System version: iOS15.3.1
App version: v8.0.18
1. Enter the China Construction Bank WeChat official account.
2. Click "Credit Card".
3. Click "Application/Progress".
4. Click "Click here to apply now" below the credit card application.
5. In the credit card list, click "Online Application" next to the CCB Long Card e-payment card.
Virtual credit card, also known as: virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card, EB activation card and iOffer activation card, etc., is This product is launched for users who do not have an international credit card or are worried about the security of credit card payment and need to shop online abroad, activate various online accounts, recharge, etc.
1. The application is convenient and fast. When customers apply for this card, there are no complicated procedures and no long waiting. It can take at least a few minutes or more than ten minutes to get the card.
2. It is safe to use. This card is a non-overdraft credit card, and there is no risk of malicious overdraft due to submitting the credit card information to others. At the same time, customers can effectively avoid the leakage of private information when using this card. Let you use it freely without any worries.
3. This card is a standard VISA international credit card, including 16 digits, expiration date and 3 digits CSC/CVV2 code. Personal information such as name, phone number, address, etc. can be filled in according to customer needs during use.
4. The validity date (expiration date) of activation virtual credit cards is one to two years, which ensures the security of activated accounts (such as PayPal, EB, etc.). (Note: As we all know, PayPal and EB systems regard accounts with credit cards with an expiration date of less than six months as "high-risk accounts" and may restrict the use of such "high-risk accounts" at any time).
5. This card is a pre-deposit VISA international credit card. The card can apply for different amounts of US dollar credit between US$1 and US$500 according to customer needs.
6. This card is valid all over the world. You can shop and pay on any international online website, such as registering domain names, purchasing space, purchasing game points, and purchasing software on American websites. Because this card is a pre-deposited VISA international credit card, merchants will prefer this type of payment to ordinary physical credit cards because it has no credit security issues and merchants can receive payment 100%.
7. This card can perfectly support the activation of PayPal accounts, EB transaction accounts, game accounts, various tasks and other international network accounts, etc. This account can be PayPal, international EB, online games and other network accounts. It supports any of the countries. When you enter the step where you need to fill in a credit card during the activation process, this card will allow you to pass smoothly. The account activated with this card has exactly the same effect as if you activated it with an ordinary physical international credit card.
8. This card is issued by a regular bank that joins the VISA international organization and abides by the rules and regulations of the VISA international organization.
How to open a VISA credit card
How to apply for a VISA credit card:
1. Every bank can apply for a VISA card. The card application process is basically the same as the ordinary credit card application process. Similarly, just bring your relevant personal documents to the bank of your choice for processing.
2. After arriving at the bank, choose what type of card to apply for, fill in the VISA card application form, and provide personal identity certificate.
3. In addition to personal identity certificate, VISA card applicants also need to provide personal income certificate and professional work certificate. In order to control risks, banks will require applicants to provide minimum annual income.
4. Optionally submit the applicant’s asset certificates of movable and real estate. Different banks have different requirements, which will help increase the VISA card limit.
5. When college students apply for VISA cards, applicants need to provide their personal ID cards, student ID cards and other relevant documents. The handling agency will conduct the review, and after passing the review, the card will be issued to the applicant and other related settings such as opening a VISA card will be processed.
The nature of the card is:
1. VISA credit card is a credit card jointly issued by the issuing bank and VISA International Organization. This kind of credit card can be used at VISA authorized merchants around the world, and the credit card has the VISA international logo on it.
Extended information:
Credit card:
1. Visa provides its financial institution customers with a rich credit card product platform, which can satisfy new credit card customers to high-end consumers. , as well as the various payment needs of large institutions.
2. Visa’s credit card platform also provides value-added services such as a personalized points return system, emergency replacement cards, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and usage.
Prepaid cards:
1. Visa also provides a wide variety of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged.
2. For consumers who have not yet opened a bank account, the Visa prepaid card solution is a safer and more convenient option than cash and checks.
3. Governments and enterprises use Visa prepaid card products to issue medical insurance funds, medical subsidies, unemployment benefits, employee wages and other welfare benefits.
4. Visa also provides prepaid gift cards, which can be used at any merchant that accepts Visa debit products. Prepaid products better meet the needs of global travelers and provide them with the unique convenience and security of electronic payments without the hassle of cash and checks.
Reference materials: Baidu Encyclopedia-VISA (credit card brand)
Where can I apply for a visa virtual card?
A valid visa and name for 2021 need to be registered and applied for. virtual4737029072047856|10|2020|350. Users can use visa cards to make purchases worldwide. In foreign countries, users withdraw local currency through ATM machines with the Visa logo. In China, users can also use visa cards to withdraw RMB. Different visa cards have different benefits, such as airport transfers, points for hotel stays, etc. Users can enjoy all the conveniences of this card type. By using a visa card, you can also enjoy the benefits of accumulating personal credit and using points earned from consumption to redeem gifts.
1. Visa's global electronic payment network - VisaNet - is the world's most extensive, powerful and advanced consumer payment processing system, and continues to fulfill its promise of making your Visa card travel around the world. Currently, there are more than 20 million authorized merchants around the world that accept Visa cards, and there are more than 840,000 ATMs around the world. Therefore, Visa's global network makes it easy to use your Visa card no matter where you are. \Visa International itself does not issue cards directly. In the Asia-Pacific region, Visa International has more than 700 member financial institutions issuing various Visa payment instruments, including credit cards, debit cards, corporate cards, commercial cards and purchase cards. These products can make you feel safe, convenient and reliable when consuming. Visa established representative offices in Beijing and Shanghai in 1993 and 1996 respectively. Visa has 17 Chinese member financial institutions and 5 foreign member banks in China, including UnionPay.
2. Visa (NYSE: V) is the world's leading digital payments company. Our mission is to connect the world through innovative, reliable and secure payments networks that enable individuals, businesses and economies to thrive. We have a global advanced payment processing network, VisaNet, to ensure payment transactions around the world are reliable. visa.
net can handle more than 65,000 transactions per second. Visa's insistence on innovation is a catalyst for business development in the era of the Internet of Everything, and an important driving force for everyone and every market to realize the dream of a cashless future.
The difference between visa and UnionPay is:
1. Geographically speaking, UnionPay is a card organization in China, while VISA is a card organization in the United States.
2. Bank cards are divided into different bank card organizations according to different starting numbers. Bank cards starting with "4" belong to the VISA card organization, and bank cards starting with "62", "60", and "9" belong to China UnionPay, and UnionPay cards starting with “62” and “60” are UnionPay standard cards that comply with international standards and can be used abroad. This has also been China UnionPay’s flagship card in recent years.
What is a virtual credit card? How to apply?
Although Taobao Huabei, JD Baitiao, and Tmall Installment are all equivalent to virtual credit cards, many people only see the word credit card and ignore "virtual". So what exactly What is a virtual credit card? What are its benefits? How to apply for a virtual credit card?
1. What is a virtual credit card?
Virtual credit card, also known as virtual VISA credit card, VISA virtual card, VISA international credit card, VISA virtual credit card, task card, EB activation card and iOffer activation Cards, game activation cards, PayPal activation cards, etc. are products aimed at users who do not have international credit cards or are worried about the security of credit card payment and need to shop abroad, activate various online accounts, recharge, etc.
Virtual credit cards originated from the "Demand Survey Questionnaire" launched by Taobao, a subsidiary of Alibaba's parent company, to understand the feasibility of providing deposits, loans and virtual credit card services to individual buyers on Taobao. We learned that bank deposit accounts can be linked to Alipay accounts, and innovatively proposed the concept of virtual credit cards for the first time. 2. Virtual credit card application process
1. Identity verification: Call the credit card hotline of the issuing bank. After successful identity verification, you can apply for a virtual card.
2. Setting information: Confirm the physical card information of the virtual card you want to apply for, and set the virtual card's effective and expiry date, single and cumulative transaction amount.
3. Record: record the virtual card informed by the customer service staff. For the security of your account, the security verification code and card validity period will be sent to the cardholder's registered mobile phone number via text message (it is best to check your registered mobile phone number with the customer service staff).
4. Online payment: After receiving the text message from the bank, the cardholder can make online payment.
What is a virtual credit card? How to apply for a virtual credit card?
What is a virtual credit card?
Virtual credit card, also known as VIRTUALCREDITCARD, is generally a service provided by some institutions with financial background, aiming to serve those who do not have their own credit card, but need a credit card. Virtual credit cards generally only include VISA (credit cards starting with 4) and MASTERCARD (credit cards starting with 5). In 2010, Bank of America, Citibank, etc. widely provided such security services.
There is also a "virtual credit card" model that appears on third-party payment platforms, called "credit payment", the most typical of which is Alipay. They grant credit to users based on user transaction data. The credit limit can be used for shopping payments on Taobao and other places, and the longest interest-free period is 38 days.
How to apply for a virtual credit card?
The specific steps are as follows:
1. Identity verification.
Cardholders can call the bank’s 24-hour customer service hotline and after successful identity verification, they can apply for a virtual card.
2. Set information.
Confirm the physical card information of the virtual card you want to apply for, and set the virtual card’s effective and expiry dates, single and cumulative transaction amounts.
3. Record.
The cardholder records the virtual card informed by the customer service staff. For the security of your account, the security verification code and card validity period will be sent to the cardholder's registered mobile phone number via text message.
4. Online payment.
After receiving the text message from the bank, the cardholder can make online payment.
However, it is a non-overdraft credit card, so there is no risk of malicious overdraft due to submitting the credit card information to others. When applying for a virtual credit card, you need to pay attention to two points:
1. The virtual credit card account status must be consistent with the physical card. If the main card account status is abnormal and cannot be used for transactions, the virtual card cannot be used for transactions.
2. After setting the card information, be sure to check your registered mobile phone number with the customer service staff to avoid not receiving card information text messages from the bank.
That’s it for the introduction of virtual visa credit card application.