Take CCB's credit card cancellation as an example. If you want to cancel the credit card account, you need to settle the account of the card first, and then call the customer service hotline of China Construction Bank at 95533 (please call 86-28-95533 overseas) for account cancellation registration.
Please cut the magnetic stripe of the card yourself after registration (virtual cards such as e-Pay card don't need to be cut because there is no physical card). If there is no new account payable within 45 days, the account will be officially cancelled. No annual fee will be charged after the card is officially closed.
If the user's credit card is an IC chip card and there is a balance in the electronic cash account, electronic cash consumption can be made on the acceptance terminal with the UnionPay flash payment logo within the validity period of the card. It is suggested that you can use the balance of the electronic cash account before contacting CCB to cancel the credit card account.
China Construction Bank credit card application extension information:
1. Approval denied: users can ignore it;
2. Under review (except for face-to-face and co-branded cards): You need to dial 95533 to select "2 Credit Card Business" and apply for cancellation manually. Whether the revocation is successful is subject to the final processing result;
3. Matching link or approval of co-branded card: the card cannot be cancelled. After receiving the card, the user can manually cancel the card by dialing 95533 (if there is any account payable, the card account must be settled first). New customers apply through self-service channels. In the case of not receiving the face-to-face SMS, it is recommended to wait patiently until the next face-to-face signing.
4. Face-to-face signing: After receiving the face-to-face signing SMS and card letter, you don't need to go to the outlet for face-to-face signing. After three months (within three months from the date of face-to-face signing), the system will automatically end the application and cut the card and destroy it.
China Construction Bank-How to cancel the credit card