1. Acceptance scope: All-currency credit cards can be used in merchants and ATMs that support the credit card brand no matter which country or region. Visa credit cards can also be used by merchants and ATMs that accept Visa all over the world, but some regions or merchants will not accept Visa credit cards.

2. Card issuer: All-currency credit cards can be issued by various banks or financial institutions, and each card issuer has different points and discounts. Visa credit cards are issued and managed by Visa International Payment Network, and cardholders can choose different banks or financial institutions as card issuers.