Credit card repayment is a way to relieve the pressure of credit card repayment. It means that when the cardholder's credit card expires on the last repayment date, I can't repay it in full for a while, and the minimum repayment has to pay high interest. In order to maintain a good credit record, I can entrust someone else to repay it, and then I will brush out the repayment amount in the form of credit card consumption and return the funds to the helper.