Many people do it just for capital turnover. They only know how to swipe and swipe, but they don’t know how to build themselves and maximize their credit. For card players, they will know how to maintain their cards. After all, They know how to avoid bank risk controls and the types of consumption each bank likes. This requires a relatively high understanding of credit cards (debit cards). If you don't play well, you will fall into a pit.

For example, if the total limit of a credit card (debit card) is 300,000, there are two ways to use the limit in the card:

1. Each card must be used during the interest-free period. Turnover, then each card limit can only be used for about a month. Although the interest-free period of many banks is about 50 days, if you want to pay safely, you can only fully withdraw it in 30 days, or even less.

2. Directly take out 70% of the 300,000, reserve about 30%, and use the rest for other purposes. Use this 30 quota to solve the remaining loopholes, and you can keep the card, which means that the card has 30 quota of reserved funds, which is safer.

If you understand it, you can also see that this requires certain personal abilities. If you don't know how to maintain a card and how to use it, it's best not to touch it.

Many veterans ask how to use credit card (debit card) funds to do some simple financial management. There are two problems to be solved here.

One is whether you can maintain the card safely, and the other is whether you can solve the costs that generate benefits greater than expenses. Another way is to increase the credit limit in order to maintain the card. Remember to put safety first.

Using a card to maintain a card is actually a very good way of financing:

1. There should be more cards, more POS machines, and various types of merchants, such as Catering, entertainment, transportation, etc. are all conducive to increasing your quota.

2. There must be a stable way to add value. The money in the card is not for you to take out and spend, but for your money to make money.

3. Have a reasonable repayment plan.

4. You need to be very careful, you all know it! Maintaining cards with cards requires excellent patience and mind, as well as absolute control.

Pay attention to the details when maintaining multiple credit cards (debit cards):

1. It cannot be completely empty, so this is a fallback. It must be done, leaving only a part of the money, and paying out Every problem can be solved.

2. The purpose of staggering the billing dates is to avoid the problem of being credited immediately after repayment. It is better to leave the bill on the card for one day after repayment, which is safe.

3. If you want to finally solve the problem, you must have money to pay it back. Only by replenishing the funds appropriately every month can it become easier and easier. At least the handling fees incurred will be replenished, otherwise it will only become less and less.

4. Using cards to support cards is a technical job. If you do it well, you can achieve your goals. On the contrary, the more you accompany, the deeper you will get.

Tips for using the card:

1. Each swipe of the card cannot exceed the limit of 30.

2. You cannot clear all of them, so reserve 10-20.

3. Don’t always use integers, decimal points, straight numbers, or leopard numbers.

4. Do not use the same card consecutively, but there must be intervals.

5. The number of credit card swipes per month is more than 20 times.

6. It cannot be overdue.

It is relatively easy to operate according to the above method. It is normal to play with credit card (debit card) limits of 500,000 to 1 million. Veterans will absorb and transform.

Build your own credit, and everyone can become a card god!