How long does it take to apply for a new credit card?

It usually takes about 15 working days to apply for a new credit card. If you need it urgently, just tell the customer service of the bank’s credit card center to expedite it by post. It usually takes 2-3 days.

The specific credit card reissue situation of each bank is different, but generally you need to report the loss first and then reissue it. The loss reporting and reissue process can be completed by just making a phone call.

Extended information:

Re-issuing a lost credit card will not have any impact on previous bills. After all, after a credit card is reported lost, you are only restricted from using the card. You cannot swipe the card for consumption or withdraw cash. However, the repayment can still be made, but you cannot use a credit card to insert the card in the ATM machine to deposit money for repayment.

As long as the credit card statement comes out, regardless of whether you get a new card or not, you can transfer the repayment amount to the credit card of the old card through mobile banking or third-party payment platforms. This is best Choose a channel that offers free repayment to avoid paying extra handling fees.

How long does it take to replace a Bank of China credit card after reporting a loss?

After reporting a loss and replacing a card, it usually takes 3 working days to produce the card. The Bank of China credit card will be mailed to you by express delivery to register with Bank of China. Mailing address, mailing time is about 3-5 working days. If there is no review result for a long time or you do not receive the card, it is recommended that you call the customer service hotline to inquire.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses. [img]

How long does it usually take to get a replacement credit card?

Usually you can get the card in 1-2 weeks (about 10 working days). Credit card reissue generally requires reporting the loss first, and reissue can only be done after the loss is reported.

1. We usually have two ways to report the loss and reissue of a credit card. You can directly call the customer service number to report the loss and reissue it, or you can go directly to a bank branch to report the loss and reissue it.

(1) To call customer service to report a loss, you only need to call the customer service hotline of the bank where your lost credit card belongs, and then apply for a loss report and replacement. However, this method can only temporarily report a loss for 24 hours, and you must go to a bank branch to handle a formal loss report within 72 hours.

(2) If you go directly to a bank branch to report the loss and get a replacement, you must bring your personal ID card. However, if you want to report a loss at the bank, you have to queue up to get a number, but generally speaking, the time will not be very long.

2. It usually takes about one or two weeks to get a new card after reporting the loss of a credit card. This not only involves bank factors, but also depends on the speed of express delivery. Normally, banks can send out new cards within 3 working days, but the courier banks choose to send cards is generally the postal service, which may be slower. So normally it’s about a week, so it’s about this time.

If the area is relatively remote, the time to get a new card may be longer. The bank will charge relevant fees when applying for a new card.

3. Don’t forget to repay when re-applying a credit card. When a lost credit card is re-applied, you can repay through bank counters, third-party platforms, online banking and other channels. If you don't know the amount of the bill, you can call the bank's credit card customer service hotline to inquire, and the bank will tell you the credit card bill.

4. The reissued new card can be used after activation. During activation, the credit card query password and transaction password need to be reset, and the transaction information of the old card will also be inherited; credit card The billing date and repayment date will not change; after activation, the old card will become invalid even if it is found.

5. Credit cards must be kept properly in normal times. If they are accidentally lost, the possibility of being stolen is very high. Moreover, you do not need a password to make purchases on foreign websites. You only need the validity period of the credit card and the card number. The security code on the back can be used for transactions, which everyone should pay attention to.

This is the end of the introduction about how long it takes to reissue a credit card and how long it takes to reissue a postal credit card. I wonder if you found the information you need?