Warm reminder:

1. If the amount is not paid off, you must pay at least the minimum payment amount every month. It will not affect your repayment record. However, general consumption starts from the accounting date. The interest will start to be calculated at 50,000 per day until the amount is paid off.

2. If you graduate this year and start working immediately, you can go online to transfer the card after graduation. After the card is transferred, the bank will review it based on your card usage. If it passes, it may directly issue a new card. Generally, They may even give you a quota adjustment.

If the card is valid, you can use it normally. However, after the card expires, you may not be able to renew the student credit card. Generally, you will be asked to apply for a standard card (because you are no longer a student).

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Extended information:

If you are using a Young card, please log in to the credit card website/, click "Online Banking Login" on the right and enter your ID number, query password and additional information. After logging into online banking, go to "Card Management" - "Young Card Management" - "Student Graduation Card Transfer" and update your personal information according to the webpage prompts to transfer the card.

Supplementary information:

College student credit card is a credit card issued by the bank specifically for college students. It has functions such as free long-distance remittance, accumulated points for consumption, and discounts for consumption at designated merchants. It is an ideal choice for many students. A good helper to open up credit, become familiar with finance, and enrich your life.

Function

Free remittance to other places: Parents can deposit cash in other places with their card number and withdraw money locally without paying any handling fees.

Accumulated points for consumption: When you use a credit card for consumption, you can accumulate points from the corresponding card-issuing bank. Points can be redeemed for goods. The specific accumulation rules and redeemable goods vary depending on the card-issuing bank.

Establish a credit record: A good credit record will make it easier to apply for housing loans or other consumer loans in the future.

Consume first and repay later: After swiping the card for consumption, the bank will collect the payment 20 to 50 days later, during which no interest or fees are required.

Instalment payment shopping: When purchasing your favorite big-ticket items such as computers, you can apply for credit card installment payment, with terms ranging from 3 to 24 months.