How can I apply for credit card graduation registration?

The application for credit card graduation registration is as follows.

The most important condition for applying for China Merchants Bank credit card is to have a stable job and income. The necessary application documents are a copy of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit. The detailed application materials are as follows:

1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;

3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.

Credit cards are divided into several grades

Credit card grade classification:

1. Puka. Puka is the lowest level credit card issued by card issuers, and the credit line is also the lowest, generally around several thousand yuan.

2. Gold card. Gold card is one level higher than Puka, and its credit line is generally between 1 thousand and 5 thousand yuan.

3. Titanium card. Titanium card is between gold card and platinum card, and the credit line is generally around 3 thousand to 6 thousand, which enjoys some basic rights and interests.

4. Platinum card. Platinum card is a high-end card, and its quota is generally more than 5, yuan. Platinum card enjoys special rights and interests, including airport VIP, mileage redemption, emergency support service, etc., and its application conditions are more stringent.

5. diamond card. The diamond card is one level higher than the platinum card, and the amount is about 1 million, so it enjoys more rights and interests.

6. Black card. Black card is the highest-level credit card, which does not accept applications and can only be processed by invitation. The specific amount is unknown.

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Application for credit card

In most cases, citizens with full capacity for civil conduct (citizens aged 18 or above in Chinese mainland) and a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph.

how to register the official credit card of the bank

You can register in this way. 1. I go to the bank counter or call the customer service staff to get the application form for the official credit card of the bank; 2 ... After half a year, you can apply for a standard card or another bank credit card business card, and you should be able to get rid of the universal card smoothly. ...

That's the end of the introduction about credit card registration and what to do if the ID card of credit card registration expires. I wonder if you found the information you need?