As long as your current bank of communications credit card is not expected, you can apply, but Jinjiang's co-branded card is also a bank of communications, so there is a problem of quota allocation. It is suggested that the landlord withdraw cash before applying. In addition, because the withdrawal process of Bank of Communications credit card is different from that of other banks, Bank of Communications does not support telephone application, and their withdrawal is automatically upgraded by the system. Therefore, if the landlord wants to withdraw the amount, he needs to meet the following requirements:

First, the credit card needs to be used for half a year, and the monthly consumption in the card should be above 60%

Second, the credit card repays in full every installment for half a year in a row, and repays on time without overdue.

Third, credit cards have no cash records.

Only by doing the above can we increase the quota. In addition, if you want to apply for a gold card, you need to submit supplementary materials, such as your real estate license or driver's license. If there is investment, you can also submit relevant supporting documents of equity funds. The above is what I have learned. If the landlord wants to know about other banks, he can go to official website to find out where my love card is, which is quite reliable. I hope my answer can help you!