Credit card loan contract (selected 5 articles)

Borrowing between natural persons is deemed to have no interest, so do you now know what the contract looks like? I am here to share with you some credit card loan contracts, I hope it can be helpful to you, thank you!

Credit Card Loan Contract (Selected Part 1)

Party A (Lender):

ID Number:

Address:

Party B (borrower):

ID number:

Address:

1. Party A and Party A agree on the following matters opinion, sign this contract.

Purpose of borrowing ____________ is going to engage in self-employment and is in urgent need of capital turnover.

2. Loan amount and repayment time,

The loan amount is RMB 1,000 yuan (in capital letters). Repay Party A before January 20, 20_. If the loan is overdue, the lender has the right to recover the loan within the time limit.

3. Loan term

The loan term is years, starting from the month day.

4. Repayment Method

The debt owed to Party A and the interest rate shall be repaid proactively according to the time specified in this agreement. After Party B repays all the amounts stipulated in this Agreement when due, Party A will hand over the IOU to Party B after receiving the repayment.

5. Borrowing interest method

From the date of disbursement of the loan, interest will be calculated based on the actual disbursement, and compound interest will be calculated five times during the loan period stipulated in the contract. Repayment method. The method is:

1. According to four stages, repay 6,000 in the first quarter, 6,000 in the second quarter, 6,000 in the third quarter, and 6,000 in the fourth quarter.

2. The fifth repayment is the remaining amount of 100,000 yuan (in capital letters).

6. Rights and Obligations

The lender has the right to supervise the use of the loan and understand the borrower's solvency, etc. The borrower should truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to withdraw part of the loan and impose penalty interest on the defaulted part in accordance with bank regulations. (If the lender repays the loan in advance, the interest shall be reduced according to regulations.)

7. Guarantee Terms

1. The borrower voluntarily uses _______________ as collateral and cannot return it when it expires. A loan from a lender who has the right to dispose of the collateral. If the borrower repays the loan in full when due, the mortgage right is extinguished.

2. The borrower must use the loan according to the purposes specified in the loan contract and shall not use it for other purposes or use the loan to carry out illegal activities.

3. The borrower must repay the principal and interest within the time limit specified in the contract.

4. When a guarantor’s guarantee is required, the guarantor has the right to recover from the borrower after fulfilling its joint and several liabilities, and the borrower is obliged to repay the guarantor.

8. Enforcement Terms and Repayment Time

1. Party A and Party B *** mutually confirm that: In accordance with the provisions of relevant laws, enforcement effects have been given to the , both parties agree that after signing this agreement, this agreement will be enforceable.

2. The maturity date of this loan is ___month___day, _______year, and the statute of limitations begins to be calculated from ___month___day, _______year. If If Party B fails to repay when due, Party A has the right to apply to the People's Court to enforce all unpaid amounts that Party B should pay to Party A in accordance with this contract agreement. Party B is willing to accept compulsory execution by the People's Court.

9. Resolution of Contract Disputes

Disputes arising during the performance of this contract shall be settled through friendly negotiation between the parties, or may be mediated by a third party. If negotiation or mediation fails, , any party may bring a lawsuit to the People's Court of the place where the lender is domiciled in accordance with the law.

10. This contract shall take effect from the date of signature by both parties. This contract is made in _____ copies, with each party holding _____ copies. Each copy has the same legal effect.

11. If there is no agreement in this contract, the relevant provisions of the "Contract Law of the People's Republic of China" shall be followed.

Party A (official seal): _________ Party B (official seal): _________

Legal representative (signature): _________ Legal representative (signature): _________

_________year____month____day_________year____month____dayCredit Card Loan Contract (Selected Part 2)

Borrower: _________

Certificate name and number: ________

Lender: ________

After friendly negotiation between the borrower and the lender, the number signed by both parties on ____month__day, ____year, is ___'s "Personal Housing Loan Contract" (hereinafter referred to as the contract) has reached the following change agreement regarding the loan interest rate and penalty interest rate:

1. The contract will be effective from __ month _ day __ year The floating ratio of the loan interest rate under this item to the benchmark interest rate is adjusted (up/down)________% (up/down)________%. The interest rate will be based on the base interest rate on the interest rate adjustment date and the above-mentioned increase/decrease range after the adjustment from the date of _________year__month__ to the date when the principal and interest of the loan are fully paid off. On each interest rate adjustment date agreed in the contract, Adjust once.

2. If the borrower fails to use the loan for the purpose stipulated in the contract, the penalty interest rate will be % higher than the loan interest rate executed after this supplemental agreement takes effect. If the loan interest rate is adjusted in accordance with Article 1 of this Supplementary Agreement, the penalty interest rate will be adjusted accordingly based on the adjusted loan interest rate and the above-mentioned increase range.

3. If the loan under the contract is overdue, the penalty interest rate will be _________% higher than the loan interest rate executed after this supplemental agreement takes effect. If the loan interest rate is adjusted in accordance with Article 1 of this Supplementary Agreement, the penalty interest rate will be adjusted accordingly based on the adjusted loan interest rate and the above-mentioned increase range. Overdue loan in the contract refers to the borrower's failure to repay the principal and interest of any period of loan in full before the time limit stipulated in this contract.

4. The benchmark interest rate mentioned in the contract refers to the loan interest rate for the same period and the same grade announced by the People's Bank of China; if the People's Bank of China no longer announces the loan interest rate for the same period and the same grade for the same period, the benchmark interest rate refers to the same period recognized by the banking industry. The interest rate for loans of the same grade; if there is no loan interest rate recognized by banks, the base interest rate refers to the interest rate for loans of the same grade for the same period announced by the lender, unless otherwise agreed by both parties. The benchmark interest rate referred to in this supplemental agreement shall be determined based on the benchmark interest rate on the effective date of the supplementary agreement; when the loan interest rate or penalty interest rate under the contract is adjusted in accordance with the provisions of Article 1 of this supplementary agreement, the benchmark interest rate shall be adjusted according to the interest rate The base interest rate is determined on that day.

5. The interest rate adjustment date for loans under the contract is January 1 of each year.

6. According to the new interest rate policy adjusted by the People's Bank of China, commercial banks can decide on their own the applicable standards for loan interest rates within a certain range, and the lender has the right to choose a certain interest rate within the specified range. Standards apply to this contract, and the borrower agrees to abide by these standards and perform its obligations in accordance with these standards. That is to say, after signing this supplementary agreement, if the People's Bank of China lowers the floating range of commercial personal housing loan interest rates and the lowest floating ratio of personal housing loan interest rates that the lender can implement is lower than the floating ratio stipulated in this supplemental agreement, the lender does not need to With the written consent of the borrower, the borrower has the right to adjust the floating ratio agreed in this supplementary agreement at any time in accordance with the People's Bank of China's new personal housing loan interest rate floating range policy and the lender's relevant business regulations.

Special reminder for interest rate risk: Before signing this supplementary agreement, the borrower has fully understood that the borrower may face the risk that the People's Bank of China will raise the loan benchmark interest rate or reduce the floating range of personal housing loan interest rates, which will increase the borrower's interest burden. .

This supplemental agreement will take effect after it is signed by the borrower, signed (or stamped with a name seal) by the person in charge of the lender or the authorized agent, and stamped with the official seal (or special seal for the contract). Contents not covered by this agreement will still be executed according to the original contract. This agreement is in duplicate and has the same legal effect.

Borrower (signature): ________

Lender (official seal or contract seal): ________

Person in charge or authorized agent (signature or personal name Chapter): ________

_________year________month________day

_________year________month________day Credit Card Loan Contract (Selected Chapter 3) < /p>

Lender: _________

Borrower: _________

The borrower borrows money from the lender for the development of the company’s economic business. After negotiation between both parties, this contract is entered into. , Yizhao abides by it.

Article 1 Purpose of borrowing:

The borrowed items in this contract are used for the company’s operating activities.

Article 2 Amount of loan:

RMB _________million (￥____________________) yuan.

Article 3 Borrowing interest:

It adopts the form of fixed interest, which does not change with the national interest rate, and the annual interest is 6%.

Article 4 Borrowing and repayment period:

1. The borrowing period is ***_______years, starting from _________month_________ day of _________year to Ending on _________year_________month_________. The lender will make a one-time transfer of the amount to the company account provided by the borrower before _________day of _________year.

2. Repayment time and amount: The borrower’s repayment time is _________year________month________day, and the principal and interest will be repaid together.

3. If the borrower fails to pay off the current payment within the agreed time, daily interest shall be calculated. If the repayment date exceeds 30 days, a penalty of 10% of the current payment amount shall be payable.

Article 5 Repayment:

The book amount of the capital company.

Article 6 Rights and obligations of both parties:

(1) Obligations of the borrower

1. The borrower must use the loan according to the purposes specified in the loan contract and shall not Misappropriation of funds for other purposes shall not be used to carry out illegal activities.

2. The borrower shall repay the principal and interest within the time limit stipulated in the contract.

(2) Lender’s obligations

The lender shall deliver the money to the borrower in full and on time.

Article 7 Liability for breach of contract:

1. After this agreement is formally signed, if either party fails to perform or does not fully perform the terms of this agreement, it will constitute a breach of contract. The breaching party shall be responsible for compensating all economic losses caused by its breach of contract to the non-breaching party.

2. When either party breaches the contract, the non-defaulting party has the right to require the defaulting party to continue to perform this agreement

Article 8 Change or termination of the agreement:

1 . If the borrower needs to extend the loan period, he should apply to the lender within 30 days before the loan maturity date and obtain its consent.

2. If the lender unilaterally terminates the agreement and withdraws the principal in advance, it must notify the borrower 30 days in advance. The borrower will only return the principal and no interest will be paid.

3. When the contract cannot be performed due to force majeure accidents, the company shall be liquidated. The borrower can apply to the lender to change or terminate the contract and be exempted from liability for breach of contract.

4. Changes to this agreement must be negotiated by both parties and a written change agreement must be entered into.

Article 9 Ways to resolve contract disputes:

Any dispute arising from the execution of this contract shall be resolved through negotiation between the parties. If negotiation fails, either party has the right to file a lawsuit with the People's Court where the company is registered.

Article 10 Others:

If there are any matters not covered in this contract, both parties to the contract must first negotiate and make supplementary provisions in writing. The supplementary provisions shall be consistent with this contract. Equally effective.

This contract is made in two original copies, each party holds one copy, and both copies have the same legal effect.

Borrower (official seal): ____________________ Lender (signature or seal): ____________________

ID number: _______________ Signing date: _________year_______month_________ _Japanese Credit Card Loan Contract (Selected Chapter 4)

Party A (Lender): ______________

ID Number: ______________

Party B (Borrower) ：______________

ID number: ______________

In order to clarify the responsibilities and abide by the credit, this contract was signed voluntarily and negotiated by both parties in order to ensure mutual abide by it.

1. Loan amount (in capital letters):

RMB

2. Purpose of loan:

The borrower is in urgent need of a sum of money due to needs. funds.

3. Borrowing interest rate:

Interest is collected on an annual basis, and the interest will be paid off along with the principal.

4. Loan period:

The loan period starts from ___ month ___ day of ___ year and ends on ___ month ___ day ___ year.

5. Repayment date and method:

Repayment method:

6. Liability for breach of contract:

The borrower shall comply with the contract Repay within the specified time. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within the time limit and charge overdue interest calculated at % as stipulated in the contract.

7. Dispute resolution methods:

Resolve through negotiation. If negotiation fails, Party A can file a lawsuit with the People's Court where Party A is located.

8. Other terms:

1. No party may change or terminate the contract without the consent of both parties. If one party requests to change or terminate the contract, it shall notify the other party within days and reach a written agreement. After this contract is modified or terminated, the borrowings occupied by the borrower and the interest payable shall still be repaid in accordance with the provisions of this contract.

2. The contract will take effect immediately after being signed by all parties. It will automatically become invalid after the loan principal and interest are fully paid off.

3. There are two original copies of this contract, each of which is held by the borrower and the lender, and has the same legal effect.

Party A (official seal):

Legal representative (signature):

___year___month___day

Legal representative (signature):

Credit card loan contract on ___year___month___ (Selected Chapter 5)

Party A (borrower): ____ ID number: ____

Party B (lender): ____ ID number: _____

Party C (guarantor) ): ____ ID number: ____

Party A and Party B reach an agreement on the following matters and sign this contract:

Article 1 specific agreement:

(1) Party B lends RMB (in capital letters) to Party A

(2) Borrowing money under this contract

(3) The monthly interest rate for borrowing under this contract is ____%, which is higher than the national interest rate , if the national interest rate is adjusted, it will be increased by ____% based on the new regulations.

(4) The term of this contract is ____ months, starting from ____ month ____ of ____ year to ____ month ____ day of ____ year.

(5) The repayment method selected by Party A is:

(6) The loan guarantee method in this contract is personal unlimited joint guarantee (see the second guarantee clause).

(7) This contract will take effect from the date of signing. It is made in four copies. Party A, B and C each hold one copy and the notary office has one copy. The contract text has legal effect.

Article 2: Guarantee clauses:

(1) The guarantee method of this contract is joint liability guarantee.

(2) The guarantor’s guarantee scope.

1. The loan principal, interest (including compound interest) and penalty interest under this contract.

2. Liquidated damages, compensation, and compensation.

(3) The guarantee period of the guarantor’s liability shall be from the effective date of this contract to two years from the expiration of the debt performance period under this contract.

Article 3: Liability for breach of contract

1. The occurrence of one of the following circumstances shall constitute a breach of contract

(1) Party A changes the purpose of the loan.

(2) Party A violates this contract and fails to repay the loan principal and interest in the agreed amount overdue or in accordance with the agreed amount.

(3) Other behaviors of Party A or the guarantor that may affect the return of Party B’s loan.

2. When a breach of contract occurs, Party B has the right to take one or more of the following measures.

(1) Penalty interest and compound interest shall be calculated and collected in accordance with the regulations of the People's Bank of China.

(2) Require Party A to immediately repay part or all of the loan in advance, or dispose of the collateral under this contract through contract law procedures to repay all the loan and interest, or require the guarantor to perform its guarantee obligations.

(3) Other measures permitted by law.

Article 4: Resolution of Disputes

If any dispute occurs during the performance of this contract, the parties shall resolve it through negotiation.

Party A (signature): ____ Account number: ____ Telephone number: ____

Party B (signature): ____ Account number: ____ Telephone number: ____

Party C (signature): ____ Account number: ____ Phone: ____

Contract signing date: _________