Current location - Trademark Inquiry Complete Network - Overdue credit card - How long will it take for a credit card to become a bad debt if it is overdue for a long time? How to calculate interest after bad debt? Please reply from bank experts, thank you!
How long will it take for a credit card to become a bad debt if it is overdue for a long time? How to calculate interest after bad debt? Please reply from bank experts, thank you!

If you don’t repay the loan for two months, the bank’s collection staff will call and go to work and home to collect money.

If you don’t repay the loan for three months, your personal credit system will be hacked. List, you can't get a loan at any bank.

After 6 months, you will receive a court summons to sue you

If possible, it is recommended that you pay the minimum repayment amount every month, which is 10% of your overdraft amount , this can reduce a lot of unnecessary trouble