ICBC e-payment is a new electronic payment method launched by ICBC, with "mobile phone number+last six digits of bank account number+mobile phone dynamic password" as the security authentication method.
At present, when making shopping payment on the B2C merchant website of ICBC, you can choose "ICBC e-payment" to make small online payment and complete e-commerce transactions.
You can enter the ICBC e-payment registration page through the "ICBC e-payment" link in the shortcut function bar on the homepage of ICBC website, and complete the registration and opening according to the page prompts.
ICBC electronic payment is mainly used for small online payment. You can apply for opening online banking, mobile banking, telephone banking and other services while using ICBC's electronic payment.
1. Registration cards (account numbers) supported by ICBC electronic payment include: smart card, financial gold card, ICBC wealth card, credit card, current passbook, etc. Supported mobile phone numbers are China Telecom, China Unicom and China Mobile, and the mobile phone numbers are reserved at the counter.
2. When using ICBC for electronic payment transactions, you can use the last six digits of account number+mobile phone number, or use four-digit alias+mobile phone number for B2C transactions.
3. When using ICBC e-payment to make payment in the special mall, it is only controlled by the mall's single payment limit and monthly cumulative payment limit. When using a credit card account to conduct electronic payment transactions in China Industrial and Commercial Bank of China, the payment amount is also limited by the credit card overdraft consumption limit.
4. Mobile banking (WAP), iPhone mobile banking, Android mobile banking, WindowsPhone mobile banking and personal online banking users can open their own ICBC e-payment registration cards or accounts at the same time;
5. Users of mobile banking (WAP), iPhone mobile banking, Android mobile banking, WindowsPhone mobile banking and personal online banking can register for ICBC e-payment, and multiple cards or accounts can be registered at the same time (up to 5 cards and up to 9 accounts for a single customer). After successful registration, they will receive a short message from ICBC.
6. Use mobile banking (WAP), iPhone mobile banking, Android mobile banking and WindowsPhone mobile banking to handle ICBC remittance, mobile phone number remittance, e-mail remittance, registered account transfer, inter-bank remittance, inter-bank express remittance, payment service, charity donation and cash withdrawal appointment, and support SMS to receive ICBC e-payment password SMS for authentication;
7. After the self-registered users of mobile banking use the mobile phone number registered by mobile banking (which must be reserved at the counter) to open ICBC e-payment, they do not need to handle password cards, ciphers, U shields and other media at the counter, but only need to receive ICBC password SMS on their mobile phones to complete the micro-payment business within 2,000 yuan, so that the self-registered customers of mobile banking can fully handle the external transfer payment business.
Whether a credit card can be transferred after cancellation varies greatly from bank to bank.