1. Two credit cards can repay each other. It is the only legal way to withdraw the amount from another credit card through ATM or counter for repayment with another credit card. Except ATM and counter cash withdrawal, all other methods are credit card cash withdrawal, which is illegal.

You can stagger the billing date and repayment date of the two credit cards, and repay each other by cash withdrawal or cash withdrawal from the two cards. However, the cost will be relatively high, and regular operation is not recommended.

You can apply for other credit cards. After withdrawing cash from ATM, you can repay the amount of Peony Credit Card before the final repayment date on 25th of each month, and then use the salary card to repay the amount of another credit card.

Note: Credit card cashing is very risky. If the bank discovers malicious cash withdrawal, it will freeze and stop using credit cards, and it will bear the corresponding legal responsibilities seriously.

Extended data:

Credit card repayment process:

1. Log in to the ATM repayment homepage of the opening bank and click on the credit card repayment;

2. Fill in the credit card repayment information: select the credit card issuer according to the prompt, enter the credit, cardholder's name, monthly repayment date, repayment amount and contact information and confirm;

4. Transfer out the debit card to complete the payment through online banking: according to the prompt, complete the payment through online banking with the debit card of another bank;

5. Query the transaction after repayment and print the receipt.

References:

Baidu encyclopedia-credit card repayment

References:

China people's bank official website-credit card cashing

How do two credit cards repay each other?

Methods: The principle of mutual repayment of two credit cards is mainly the time difference, which mistakenly separates the repayment dates of the two credit cards. When the repayment period of the first credit card approaches, the amount in the second credit card will be withdrawn and returned to the first credit card. Wait until the repayment period of the second credit card approaches, and then withdraw the amount of the first credit card. However, the farther the difference between the repayment dates of the two credit cards is, the better. Otherwise, a credit card will be paid off in front and withdrawn later, which will do great damage to the card, but basically it will not have any negative impact after a period of time. Compared with the direct withdrawal of credit cards, many small partners will choose to brush them out with pos machines. After all, there will be handling fees and interest for withdrawing cash. Using pos machine to brush it out is to simulate users' consumption. You can use the interest-free period of credit cards to minimize losses.

It seems that the method of cash withdrawal by pos machine is almost harmless, but the risk is very high. Because various payment industries are greatly restricted, many private pos machines have code skipping, and merchant types no longer support personal settings. In other words, you may have spent money in 900 yuan, but the merchant type shows breakfast shops. If this kind of consumption amount obviously does not match the type of merchant, if it is really only once, the bank will not pay too much attention to the card, but as long as it is used more than twice, it will immediately attract the attention of the bank, which will directly lead to the deduction of credit cards and even the card being blocked.

To sum up, although two credit cards can repay each other in principle, they have a great negative impact on the cards, so use them as little as possible.

Matters needing attention

If you withdraw cash directly from a credit card, the rate is relatively high. If a friend opens a shop, you can go directly to a friend's shop to cash out, or simply buy a POS machine to brush it yourself. Although banks are not allowed to cash out, as long as users don't make it too obvious and exaggerated. Don't swipe the full number from the credit card at once. Although the amount will be easier to remember, this behavior is too obvious and easy to be monitored by banks. Presumably, the credit card has not been returned, which is nothing more than the result of too much consumption. Friends can try to repay by installments, which can not only reduce the monthly repayment pressure, but also help to increase the credit card amount, but it is best not to exceed 6 installments, otherwise it will not help to increase the credit card amount.

[img] Excuse me, how do two credit cards repay each other?

Withdraw the amount in another credit card through ATM or counter, which is the only formal way to repay with credit card! But there is a price, that is, the handling fee and the daily interest of five ten thousandths.

Don't follow the example of credit card to recharge Alipay, online Taobao refund, credit card to cash and other online methods! Except ATM and counter cash withdrawal, other ways can be understood as credit card cash withdrawal. Cash-out by credit card refers to the withdrawal of money within the limit in cash without paying any handling fee and interest. It is illegal to cash out credit cards. Credit card cashing itself is very risky. If the bank discovers malicious cashing, it may freeze the use of credit cards. Serious cash-out behavior requires legal responsibility and imprisonment.

On February 8, 20 12, Alipay closed the channel for recharging credit cards to Alipay. The reason is that many Alipay users recharge their credit cards to Alipay and then withdraw their cash. This is a credit card cashing behavior! Since then, many online third-party payment platforms have also closed the credit card recharge channel.

You can charge the money in the debit card into Alipay to repay the credit card. At present, Alipay computer clients are free to repay their own credit cards, while Alipay mobile clients are free to repay their own credit cards and others' credit cards.

Although it is very convenient to raise a card with a card, it is still necessary to repay it in full in cash and pay interest. "If irrational consumption, the final repayment pressure will be great. Once the credit card is maxed out, the debt cannot be repaid in time, which will not only lead to personal credit bankruptcy, but also bankruptcy. " At the same time, he also reminded the multi-card crowd, especially the "card-based" crowd, to remember the repayment period of each card in case of delayed repayment and penalty interest.

What are the skills of credit card repayment?

1. Credit card accounts cannot be transferred. Credit cards can only be repaid through savings accounts or through non-credit third-party platforms, and it is impossible to repay credit cards directly with credit cards.

2. Mutual repayment of credit cards can only be realized by cash withdrawal from one credit card, that is, after cash withdrawal from one credit card, repayment is made to another credit card. However, you should know that interest and handling fees are charged for withdrawing cash by credit card. This method is very expensive and can only be used in emergencies. This method is not suitable for long-term use.

For more information about credit card repayment skills, please visit: See More.

Tips for two credit cards (debit cards) to repay each other

The tips for two credit cards (debit cards) to repay each other are as follows: the repayment dates of the two cards should be staggered, and the A card should be taken out, and the funds taken out should be used to return the B card; On the repayment date of card B, withdraw cash from card A and return it to card B.. As long as both card A and card B can withdraw cash and the withdrawal amount can cover the repayment amount of the other card, then the two cards can repay each other.

Of course, this approach also has certain risks. As long as one of the cards cannot be withdrawn, the user's capital chain will break, and then the credit card (debit card) will expire.

So much for the introduction of how credit cards can be returned to each other.