1, look at the basic information of the applicant you filled in, that is, what you filled in offline or online. Some of these basic information will be directly deleted as soon as it comes up in the automatic system or manual audit of the card center, such as special industries, special posts and even special regions. This specific examination condition cannot be disclosed to the public, otherwise it will lead to malicious application and bring unnecessary trouble to the card center.
2. If the basic information is ok, then enter the reading stage of the credit report. The card center will apply to the central bank for obtaining your credit report, which will truly record your basic information, social security information and personal credit records (such as car loans and mortgages, credit card usage, and the time and frequency of obtaining credit reports by institutions). This is the most rigorous review stage. The information in the credit report is also increasing year by year. I suggest that you consult your personal credit report every two or three years to prevent accidents.
3. Telephone verification. Generally, the staff in the card center prefer to call the landline and randomly call other extension numbers to ask colleagues if there is this person. You can also contact the applicant directly, or the applicant's family and so on. The staff of the card center will talk to the person who receives the call according to the information filled in the form to check whether it is true.
The last two stages are collectively called credit investigation. Your situation is probably due to the incomplete credit card review. I suggest you wait patiently!