The number of installments that can be selected for Agricultural Bank of China’s credit card consumption installments and bill installments are 3, 6, 9, 12, and 24; the number of installments that can be selected for Agricultural Bank of China’s credit card cash installments are 3, Issue 6, Issue 9, Issue 12. Among them, the handling fees for consumption installments and bill installments are collected in installments, and the handling fee for each installment is uniformly 0.6%. The cash installments are collected in one go, and the handling fee is 0.7%.