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What does ICBC e-payment mean?
China Industrial and Commercial Bank's electronic payment service is a new electronic payment method launched by China Industrial and Commercial Bank to meet customers' convenient micro-payment needs. There is no need to use online banking after opening, and payment security authentication can be carried out through "mobile phone number+last six digits of bank account number (or account alias)+mobile phone dynamic password", which can realize B2C e-commerce, payment, small transfer and other transactions.

ICBC electronic payment can be registered in the following ways.

1, mobile banking, after logging in successfully, click "ICBC e-payment" and follow the prompts;

2. Portal processing: click the link of "ICBC e-payment" on the home page to register and log in to personal online banking for processing;

3. Bring your bank card, ID card and normal mobile phone to the bank counter and handle it through the manual customer service at the ICBC counter.

1。 First of all, the function of "e-card payment" refers to generating a virtual card (e-card for short) for you in your online banking to protect the security of your original registered card (e-card for short) in online banking. E-card is only suitable for online payment (such as online shopping, online exam registration and payment, phone charge, etc.). , but remittance is not included when transferring money to other accounts or other banks)

2。 If you register an electronic card, you must first transfer the money in the original card to the electronic card through online banking, and the transfer amount must be greater than your actual expenditure amount (that is, if you want to pay 10 yuan, then you should at least transfer 10.05438+0 yuan, because the amount in the electronic card cannot be zero after the transaction is completed), and the amount in the electronic card can be added at any time.

3。 Payment transaction: If you want to register Alipay, you should use the original card number, because the E card is just a virtual card, and the basic information of the bank account is on your original card. When doing online shopping transactions, both card numbers can be used, and the banking system will automatically identify them.

4。 Remittance transaction: From the answer of 1, it is clear that the original card must be used for remittance or remittance as a receipt card.