2. According to the general bank regulations, the annual fee for the current year will be exempted if the consumption of credit cards reaches a certain number of times every year, about 6 times;
3. Credit card consumption enjoys an interest-free period, and the bill is issued once a month. N days after the bill date is an interest-free period, and no interest or delay is calculated for repayment during the interest-free period; In addition to cash withdrawal, there is no interest-free period. From then on, interest will be calculated, and it is best to make up for it immediately;
4. Credit cards can save money, and there is no handling fee for saving money in different places, but there is no interest on saving money; Like ordinary bank cards;
5. Credit means that when the bank gives you a loan, you will take the initiative to repay the loan without any mortgage; If you default, your credit will be reduced;
6. 12000 is your initial limit. To increase the quota, you need to prove that you have higher disposable income. Generally, the loan will be repaid on schedule after a period of use, and the monthly consumption level is high, and the quota is tight. The bank will take the initiative to increase your quota.