How to apply for a credit card online
Steps to apply for a credit card online:
1. Enter the official website of the bank’s credit card center;
2. Select online For a suitable credit card, click "Apply Now";
3. Fill in your personal ID number, home address, income and other information, and click Submit;
4. After passing the review, you will There is an interview process, and after passing the interview, a new card can be issued.
Legal basis
Article 5 of the "Bank Card Business Management Measures"
Bank cards include credit cards and debit cards. Bank cards are divided into RMB cards and bank cards according to different currencies; they are divided into corporate cards (commercial cards) and personal cards according to different issuing objects; they are divided into magnetic stripe cards and chip (IC) cards according to different information carriers.
How to apply for a credit card online
Online application for a credit card can generally be done through the card-issuing bank’s online banking, or at a credit card marketing website authorized by the bank.
Here are the application steps:
1. Choose a suitable credit card.
After entering the official application page of the card issuer, you must first select your region, and then the bank system will display the card types that can be applied for in this region. Select your favorite card, then click Apply Now, and then you will enter Card application information filling page.
2. Fill in and submit information.
When filling in personal card application information, be sure to fill in the most recent valid information, otherwise it is very likely to be rejected during review. After completing the form, click Submit and the system will automatically conduct a preliminary review. After the preliminary review is completed, it will be submitted to the local branch for further review.
3. Query the progress.
After submitting the personal application information, the applicant should promptly check the progress of the card application through the bank's website or customer service phone number and keep informed of the processing status at any time.
4. Activate credit card.
When you receive a credit card, it does not mean that you can use the card to make purchases immediately. You also need to activate the credit card. Card applicants can apply for activation on the bank's website or call the customer service phone number. As long as the activation is successful, it can be used normally.
How to apply for a credit card online
To apply for the main credit card of China Merchants Bank, you need to be aged 18-60 years old (overseas residents are 25-60 years old), have certain financial ability and good credit record, and submit your identity Certificate, work certificate, financial certificate and other documents.
1. Credit cards do not differentiate between local and remote locations, and the review results are subject to the credit card center.
2. If there is no door-to-door service in your area, you can bring the application materials to any local CMB branch to apply.
If you need to apply for a China Merchants Bank credit card, you can currently apply through the following channels:
1. Search and follow "China Merchants Bank Credit Card" on the WeChat official account and enter "Apply for Credit Card" , enter the link to select your favorite card type, and fill in the reservation application information. Details can be verified by entering WeChat customer service;
2. Log in to the credit card website (click here to enter the web link) and select "Apply for Card" - "New customer application", select the corresponding card type and click "Apply Now", fill in the simple appointment information online and wait for the bank's review. If approved, a specialist will come to serve you. If you want to apply in this way, please first confirm whether our bank can provide free appointment door-to-door service in your area (the results will be displayed after selecting the province/city/district);
3. Download Mobile Life After entering the client, the new user selects "My → I want to apply for a card". To apply for an additional credit card, select "Finance→Card Manager→New Card Listing→Card Family Portrait" to apply.
4. I bring my original ID card, proof of employment and financial resources and other materials to apply at a China Merchants Bank branch;
5. After logging into mobile banking, click "My → All → Credit Cards" →Apply for a credit card" application;
Warm reminder: Mobile banking is temporarily unable to select the card type. It is recommended to select the card type through the WeChat official account or official website.
6. You can also call our credit card customer service hotline, select "3#-1-3" to transfer the service specialist to register for you, and notify our local staff to contact you to confirm the application.
7. If you apply for the professional version of our bank, you can log in to the professional version (version 7.7.0), click "Credit Card → Customer Management → Online Application → Credit Card Quick Application" and then jump to the official credit card website page Apply;
Warm reminder: The credit card status is subject to the final review result.