A free line refers to a line that does not require any fees, such as a free cash withdrawal line, which means that it is free to withdraw cash within this line.

For example, Alipay

individual users: multiple real-name accounts under the same ID card can enjoy a basic free limit of 2, yuan for life (including transfer to bank card and withdrawal of account balance). After exceeding the limit, a service fee of .1% will be charged for the excess amount, with a minimum .1 yuan per transaction.

enterprise users: not affected by this charging policy, the charging strategy remains unchanged. Wechat: Free cash withdrawal of 1 yuan for life, and .1% will be charged for the excess.

Extended information:

Since the credit line is unsecured loan amount, the amount is usually not too high, and this amount will be determined according to the conditions provided by the borrower. This means that the borrower must have a higher credit line, and all the conditions of the borrower must be quite good, so that the lender will be willing to provide a higher loan amount.

Relationship limit: ICBC has more than two credit card users, but it actually has a higher credit card limit. The credit card with lower credit limit is actually using a higher credit card limit. If the credit card with lower credit limit is swiped, not only the credit card with lower credit limit will be deducted, but also the credit card with higher credit limit will be deducted accordingly.

China Industrial and Commercial Bank generally informs the card limit, but due to the influence of the relationship limit, the actual cardholder can't use the card limit, so the relationship limit.

For example, ICBC holds two cards for its customers, one with a quota of 3, yuan and the other with a quota of 1, yuan. After the cardholder spends 3, yuan on the card with a quota of 3, yuan, the card only has a quota of yuan, and the other card with a quota of 1, yuan is also reduced with a quota of 3, yuan, leaving a quota of 7, yuan. This is the so-called relationship limit.