First of all, to apply for a passport visa, you need to provide personal information and review it, including credit records. If there are overdue records, it will have a certain negative impact on personal credit.
Secondly, overdue records may reflect poor personal credit status, which may have an impact on passport and visa processing results. The visa officer will consider factors such as personal credit and decide whether to approve the visa application.
In addition, applying for a passport and visa is a comprehensive evaluation process. Just having an overdue record does not mean that it must not be processed. If an individual has a good credit status except for overdue records, he may still have a chance to successfully obtain a passport and visa.
To sum up, the overdue record of credit investigation may not completely affect the application for passport and visa, but it may have some influence on the result. Whether you can successfully apply for a passport and visa in the end still needs to consider personal credit status and other factors to decide.
Extended data:
Credit investigation refers to the credit records of individuals, enterprises and institutions, through which the credit status of individuals, enterprises and institutions can be evaluated. Credit records mainly include personal basic information, loan records, repayment records and overdue records. When applying for a passport visa, the visa officer may check the personal credit record to assess the applicant's credit status.
Overdue record refers to the situation that an individual fails to repay the loan on time in the process of borrowing and credit card. Overdue records are generally recorded in the credit report, which has a certain negative impact on credit evaluation. The impact of overdue records will vary according to specific circumstances and bank policies.
Personal credit status is one of the important evaluation factors in handling passports and visas. In the application process, the applicant is required to provide personal information and review it. The visa officer will comprehensively evaluate whether to approve the visa application according to personal credit status, financial status and other factors.
Generally speaking, although the overdue credit record will have a certain impact on passport and visa processing, it does not mean that it can never be processed. Whether you can successfully apply for a passport and visa in the end still depends on your overall credit status and other factors. If you encounter overdue records, it is recommended to improve your personal credit status as soon as possible, and plan and prepare your passport and visa materials in advance.