What are the types of credit cards (debit cards) of China Merchants Bank?
The types of China Merchants Bank credit cards (debit cards) are as follows:
Taste of Business Travel: Visa full-currency credit card (credit card), MasterCard full-currency card, Booking.com All-currency co-branded cards, Didi Chuxing co-branded credit cards (credit cards)
NBA/games: League of Legends credit cards (credit cards), Honor of Kings co-branded cards, NBA co-branded Warriors team cards, NBA co-branded Cavaliers team card
Featured cartoons: Hello Kitty Fan Credit Card (credit card), Naruto Credit Card (credit card), Qin Shi Mingyue Credit Card (credit card), One Piece Credit Card (credit card) )
Lifestyle: YOUNG card (youth version), GQ co-branded credit card (credit card), Wanda movie co-branded card, Vipshop co-branded card
What are the credit cards of China Merchants Bank?
Relatively speaking, credit cards from commercial banks are easier to handle than the four major domestic state-owned banks. Each bank's credit card has its own characteristics and card application procedures. Credit cards from China Merchants Bank, Bank of Communications, CITIC Bank, China Guangfa Bank and other banks are easier to apply for than the four major banks.
According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media.
1. China Merchants Bank Credit Card
The best credit card to apply for from China Merchants Bank is the YOUNG card, a credit card product tailor-made for young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply.
Everyone who has used CMB’s credit card knows that CMB’s service is very good, the best among all banks. Although CMB cannot apply for a card with a card, the efficiency of card placement and limit increase is still the same. Quite high. Moreover, China Merchants Bank supports the WeChat limit increase test. Once the test is passed, the limit can be increased quickly. It is simple, fast, and so powerful.
2. Bank of Communications Credit Card
What is often recommended is the Bank of Communications Y-power card, which has a cash withdrawal limit of up to 100. There is no annual fee in the first year, and you can swipe the card 6 times for free. The annual fee is very impressive.
The usual activities are also super awesome, such as the must-have activities every year: Reddest Friday, Super Reddest Friday, and Weekly Brushes. In addition, Bank of Communications supports card application. Although the risk control is relatively strict, the difficulty of applying for a card is not as difficult as everyone said.
3. Ping An Bank Credit Card
Ping An Bank has also expanded rapidly recently and supports insurance policies. The preferential activities of Ping An Bank's credit cards are not outstanding compared to those of China Merchants Bank and Shanghai Pudong Development Bank. However, Ping An Bank’s car owner card is very useful for car owners because it offers many discounts on gas.
4. CITIC Bank Credit Card
It is recommended to apply online, which is very efficient. Generally, you will receive an acceptance message from the bank within 24 hours. Verification of information is very simple, as long as a copy of the ID card is provided. But as for raising the quota, it’s very difficult.
CITIC's credit cards have some pretty impressive activities from time to time. In recent years, the "9 Points Redemption" activity has obviously gained a good reputation, but it has been criticized by everyone because of the adjustment of its strategy. However, I still recommend its i Platinum Card and JD Baitiao Card.
5. Guangfa Bank Credit Card
Guangfa is known as the Iron Rooster, mainly because it is difficult to increase the limit, but there are still many discounts. The best credit card to apply for from China Guangfa Bank is undoubtedly the Guangfa True Love Credit Card. As long as you are a female customer and can provide proof of stable income and personal information, there is no obstacle to applying for this card.
6. Everbright Bank Credit Card
It is relatively easy to apply for the card, and the credit limit is high. You can apply for a credit limit adjustment in half a year, and the limit is usually doubled at a time. The best thing is that there are many points activities, multiple points are often given out, and online transactions also count as points.
In fact, nowadays, as long as your credit qualifications are good enough, you can apply for a credit card at any bank, pay back in time, and use the card rationally, and your credit limit will gradually increase.
What are the types of credit cards offered by China Merchants Bank?
VISA Credit Card MasterCard Credit Card China Merchants Bank Platinum Credit Card VISAMINI Credit Card China Merchants Bank Business Card Young Card Air China Zhiyin Credit Card Ctrip Travel Credit Card Parkson Shopping Credit Card Bertelsmann Book Club Credit Card Ruili Co-branded Credit Card CP Department Store Pink Panther Credit Card Samsung Credit Card MSN Collector's Edition Mini credit card SOHO co-branded credit card Wuhan Plaza co-branded credit card Each credit card is divided into regular card and gold card
The types of China Merchants Bank credit cards are as follows:
By currency: single currency card and dual-currency card;
2. By brand: UnionPay, VISA, American Express, MasterCard, JCB;
3. By privilege: accumulated air miles, gas rebates , free air accident insurance, cash withdrawal discounts, free for the next year after swiping six times, campus version privileges;
4. Divided by type: special themes, business travel, Internet/games, cartoon fans, fashion groups, Standard credit cards, regional specialty cards, unlimited/platinum cards, business card series, campus edition zone, and others.
What types of credit cards do China Merchants Bank have?
By brand: UnionPay, VISA, American Express, MasterCard, JCB; by type: special themes, business travel, Internet /Games, cartoon fans, fashion groups, standard credit cards, regional specialty cards, etc.
The basic functions of China Merchants Bank’s credit cards are the same, including card consumption, domestic and overseas online payments, cash advances, installment payments, card points, accumulated credit, and an interest-free period of up to 50 days. Different credit cards will launch different offers and promotions from time to time.
Extended information:
China Merchants Bank Credit Card Center adopts nationwide centralized operation. It is the first credit card center in China that operates independently in full compliance with international standards, truly realizing the integration of credit cards. oriented and professional services.
While refreshing credit card records one by one, China Merchants Bank Credit Card adheres to the service concept and innovative spirit of "changing because of you", actively explores the market, expands market alliances, deepens market segmentation, credit card functions and services Increasingly enriched and improved, it is one of the most innovative joint-stock commercial banks in China.
Since the launch of the credit card business at the end of 2002, it was the first to launch the "swipe the card to buy air tickets and get free flight insurance worth millions", the first to launch the "overseas consumption, repayment in RMB" business, and led the industry in launching interest-free credit card services. Installment payment business, and was the first in the industry to launch innovative functional measures such as "SMS transaction reminder" and "Lost Card Protection".
That’s all for the introduction of China Merchants Bank’s credit cards.