The reason why Alipay cannot use credit card payment may be due to the following reasons:

1. Your credit card limit is insufficient, resulting in payment failure;

2. Your credit card The binding information is incorrect and needs to be verified and modified;

3. Your credit card has expired or been frozen;

4. There is a problem with the Alipay system and the payment cannot be completed.

If you are sure that the credit card limit, information, and status are normal, it is recommended to contact Alipay customer service for consultation. At the same time, it is also recommended that you use your credit card for consumption rationally, avoid excessive overdrafts, and maintain a good credit record.

If you have an overdue record for online loans, you can use "Xiaoqi Xincha" to obtain a big data report to understand your overdue record. In terms of repayment, it is recommended to give priority to repaying online loans with formal credit reports to reduce the impact on credit. If you have insufficient funds, you can negotiate with the online loan platform to find a repayment plan. At the same time, we remind you that legal and compliant lending behavior is very important, and do not fall into the trap of irregular online lending.