Rural Commercial Bank Credit Card Points Redemption Rules:

1. Rural Commercial Bank Credit Card Points within the scope of the activity are only applicable to this activity. Credit card points can be redeemed at Rural Commercial Bank, or Other virtual goods, such as Alipay Jifenbao, Q coins/QQ products (the exchange standards and rules are subject to the announcement on the Rural Commercial Bank website), or exchanged for air miles (only for World Platinum Xin Card).

2. Credit card points may not be transferred to other cardholders or any third party, and any transfer will have no effect on Shanghai Rural Commercial Bank. Credit card points may not be exchanged for cash or other non-credit card point gifts without the consent of Shanghai Rural Commercial Bank.

3. After successful redemption, the cardholder will deduct the corresponding point value from the corresponding credit card points, and cannot cancel or change. If the credit card points in the cardholder's account are insufficient, redemption will not be possible.

4. The credit card points redemption gift catalog, redemption standards and redemption rules are subject to the latest credit card points activity announcement or gift catalog on the day of redemption.

5. Some credit card points gifts with quantity restrictions are limited in quantity and must be redeemed while supplies last; if the credit card points redemption standards and rules have an expiration date, they cannot be redeemed. During the credit card points activity, if the gift is discontinued or upgraded, the Credit Card Department of Shanghai Rural Commercial Bank will contact the cardholder and replace the corresponding gift.

6. The pictures of gifts listed on this website or in the credit card points manual are for reference only. The actual products shall prevail. Cardholders who redeem gifts will not be returned or exchanged except for quality problems. If cardholders have any questions about redeeming gifts, If you have any questions, you can call the Shanghai Rural Commercial Bank customer service hotline for feedback.