1: Excuse me. Sesame Credit and Ant Xiaowei jointly launched the "borrowing". At present, the application threshold is more than 600 points for sesame. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period is 12 months, and the daily loan interest rate is 0.045%. Fully rely on sesame credit score for credit review, and the loan can be released within 3 seconds after the review is passed.
2. It is good to borrow money. Guangfa Direct Bank has a good loan jointly launched by Mi Jinrong and Alipay. Sesame score above 700, you can apply for a loan with a maximum amount of 200,000. Above 700 points: the daily interest rate is 0.03%-0.053%; 670-699 points: the daily interest rate is 0.04%-0.053%. Finally, your execution interest rate will be comprehensively evaluated according to your credit situation.
3. Come in stages. Alipay provides a credit line of up to 200,000 yuan for children's shoes with sesame scores of 600 and above. The service covers 99% of colleges and universities in China and can enjoy 30 days of interest-free.
4. find a lot of money. At present, there are many small loan products that can also be loaned through Sesame, and these products often settle in some comprehensive lending platforms, such as Amoy Qian Bao. Users can apply for credit loans by submitting simple information and authorizing sesame credit points. Of course, the higher the sesame score, the higher the credit line.
5: Good term loan. Sesame Credit Score cooperates with the "Good Loan" under Zhaolian Finance, and sesame score reaches 700 before applying. The annual interest rate of "Zhaolian Good Term Loan" is 17.8%, and the maximum amount is 200,000. The line can be recycled within 3 years, and the longest loan period is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time.
How to borrow sesame credit
Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:
Step 2: You can see micro loans in more cases, and click Enter.
Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.
Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.
Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.
Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.
Extended data:
Increase the amount of sesame credit loan
1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.
2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.
Buying things with sesame credit line is also a very important way to increase sesame credit line.
4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.
5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.
6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.
7. Finally, keep a good personal credit record.