After a bank applies for a credit card, most credit cards will charge an annual fee. Because that is also one of the ways for banks to make profits, but many banks have an annual fee-free policy for credit cards. The so-called annual fee-free policy means that as long as the conditions stipulated by the bank are met, there is no need to pay the annual fee. "Everbright 1 188 Annual Card" refers to the annual fee standard of platinum credit card products of Everbright Bank. Then, how should the handling fee of China Everbright Bank be reduced 1 188? Let's study together.

How to reduce the annual fee of China Everbright 1 188?

The handling fee of credit card 1 188 is mainly redeemed by points. 500 yuan +65438+ 10,000 yuan can be deducted from the annual fee in the first year, and 200,000 yuan can be deducted from the full annual fee in the second year. Points mean that you can use the credit card of China Everbright Bank to spend money or participate in activities. Generally, every time you spend 1 yuan, you will accumulate 1 points.

According to the regulations of China Everbright Bank, the annual fees of high-end cards such as Platinum Card of China Everbright Bank cannot be reduced or exempted by reaching the standard, but can only be redeemed by credit card points. Users can call the global VIP service hotline of China Everbright Bank to apply after meeting the annual fee exchange conditions.