A charge card is not a credit card. A charge card refers to a charge card that is different from a credit card. The main differences between the two are:

1. The processing conditions are different. ETC debit cards can only be processed using a car, while ordinary credit cards do not require a car.

2. The consumption places are different. ETC debit cards are mainly used for charging at highway toll stations, while credit cards cannot be used for charging at highway toll stations, but can be used for shopping and consumption at corresponding locations.

3. Different types. The ETC debit card is a prepaid method, that is, when the cardholder passes the expressway, the system will automatically deduct the relevant fees from the authorized account multiple times. Users should ensure that there is sufficient amount in the recharge card, otherwise it cannot be used normally. Credit card is a credit method, that is, the cardholder can make purchases at corresponding consumption places, and the bank will settle with the merchant and the cardholder, and overdraft within the specified amount.

1. Account card is a kind of express card issued by express companies to the society. The card records user information and vehicle information. It is an IC card used for highway payments. The account card adopts the real-name system. Users need to deposit tolls in the backend account. When their vehicle passes through a highway toll booth, the system deducts the current toll from the account based on the traffic record. 1. When the account card and the express electronic label pass through the toll station etc. lane together, the express electronic label will make a "tick" sound, the lane signal light will turn green, and the lane railing will light up to continue passing automatically. 2. When the user drives the vehicle into the manual lane of the toll station, he hands the billing card to the toll collector, who swipes the card. After the card is swiped successfully, the user will hear the voice prompt "Card swiped successfully" and the lane signal light will turn green. 3. The fast pass electronic tag must be used in conjunction with the fast pass card to achieve non-stop passage in the waiting lane. 4. When using, it must be ensured that the license plate number information recorded on the express electronic label and express card is consistent with the license plate number information of the vehicle registered for use, and it is exclusively used for special vehicles. 5. On closed highways, the Express card is also used as a pass.

2. Procedures 1. The express electronic label and express card account opening information are consistent with the car owner’s information; 2. The user must bring the original vehicle driving license and drive the applied vehicle to the express company’s business hall or authorized by the express company Agency Business Hall (hereinafter referred to as the "Customer Service Business Hall"); 3. Unit users must bring a letter of introduction from the car owner, a copy of the organization code certificate (with official seal) or a copy of the business license (with official seal) and the valid identity of the agent Original documents.