There are mainly the following four reasons, which led to the recommendation of the credit card of ABC, but it could not be withdrawn.

1. The credit card is overdue in the last two years

It is not necessarily that the credit card of ABC is overdue, but that of other banks will affect the credit card withdrawal of ABC. Cardmembers can check their credit reports, and you will find that the Agricultural Bank of China is checking the credit reports of cardholders every month this year. Once the credit cards of other banks have overdue records, the credit rating of the bank next door will be reduced. At present, the lowest rating is D, which is the worst level.

ABC has tightened its risk control this year, so any delay will have an impact. How strict is it? Even if the credit card of another bank has 1 yuan money overdue, as long as it has been overdue for two or more times in a row, it is absolutely impossible to withdraw the amount within two years. Therefore, if the credit card of the bank next door is steadily withdrawn, you must pay attention to the credit to see the timely repayment.

2. The total credit line of the credit card is too high

The reference line given by the Agricultural Bank of China credit card is determined by the system according to the cardholder's qualification and the usage of the card. However, whether it can be successfully withdrawn still needs manual review. At least, it is necessary to manually think that there is no problem, put the cardholders who can withdraw the amount into the white list, and the cardholders can withdraw the amount by themselves through online banking or mobile banking.

if the number of people reaches 5,, it can't be mentioned. Some people have particularly good conditions, so their total credit line will be higher. If there is no problem with their credit history, there is still room for improvement in their ABC credit card.

3. The credit card debt is too high

The cardholder has almost used up all the existing credit cards, so ABC will also worry about the repayment ability of the cardholder and strictly control the increase of the credit card limit of ABC. To successfully withdraw the amount with the credit card of the next bank, it is necessary to reduce the existing liabilities, and it is not possible to withdraw the amount from the credit card of the Agricultural Bank of China until three months later.

4. There are many applications for credit cards or loans recently

Even if the cardholder's credit history is fine and the credit card debt is not high, there are many applications for credit cards or loans recently, which will also affect the credit line of ABC. Because ABC has now strengthened its risk control, it will pay more attention to users who have applied for records many times. In order to control risks, anyone who has too many inquiries will be directly restricted from raising the amount.