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How much are the handling fees and interest for cash withdrawals with Agricultural Bank of China credit cards?

The Agricultural Bank of China credit card cash withdrawal service fee standards are as follows: 1. Domestic cash withdrawal: the service fee is 1% of the cash withdrawal amount, with a minimum of 1 yuan/transaction; if cash is withdrawn across banks, the service fee is 1%+ of the cash withdrawal amount 2 yuan, minimum 3 yuan/transaction.

2. Overseas (UnionPay network) cash withdrawal: the handling fee is 1% of the cash withdrawal amount + 12 yuan. Agricultural Bank of China's credit card cash withdrawal interest calculation method is as follows: Credit card cash withdrawals cannot enjoy the interest-free period. The bank will charge cardholders interest at a daily interest rate of 5/10,000 starting from the overdraft withdrawal transaction date, with compound interest calculated on a monthly basis.

1. Agricultural Bank of China credit card cash withdrawal handling fee

1. Domestic cash withdrawal

1) The Bank’s cash withdrawal fee: the handling fee is charged at 1% of the cash withdrawal amount, with a minimum of 1 Yuan/transaction;

2) Cash withdrawal from other banks: the handling fee is charged according to 1% of the cash withdrawal amount + 2 Yuan, with a minimum of 3 Yuan/transaction;

3) Emergency cash withdrawal: Procedure The fee is charged at 2% of the cash withdrawal amount, with a minimum of 2 yuan/transaction.

2. Overseas

1) UnionPay cash withdrawal: the handling fee is charged at 1% of the cash withdrawal amount + 12 yuan;

2) Non-UnionPay cash withdrawal: handling fee The fee is charged at 3% of the cash withdrawal amount, with a minimum of US$3 per transaction.

2. Agricultural Bank of China credit card cash withdrawal interest

Interest will be charged at a daily interest rate of 0.05% from the day of the cash withdrawal transaction, and compound interest will be calculated monthly.

3. For domestic cash withdrawals from Agricultural Bank of China, the handling fee is calculated as 1% of the cash withdrawal amount; for domestic cross-bank cash withdrawals, the handling fee is calculated as 1% of the cash withdrawal amount + 2 yuan. For overseas UnionPay cash withdrawals, the handling fee is calculated as 1% of the cash withdrawal amount + 12 yuan; for overseas non-UnionPay cash withdrawals, the handling fee is calculated as 3% of the cash withdrawal amount. Agricultural Bank of China's credit card cash withdrawal interest is charged at a daily interest rate of 0.05% starting from the cash withdrawal transaction date, and compound interest is calculated on a monthly basis.

4. Cash withdrawal with Agricultural Bank of China credit card

1. Agricultural Bank of China credit card users can withdraw money with UnionPay logo or VISA logo displayed on the face of your credit card at home or abroad. ATM machine, you can withdraw cash with the transaction password. You can also withdraw local currency at the counters of various Agricultural Bank of China outlets or overseas bank outlets with the logo of relevant credit card organizations or VISA and other companies.

2. Agricultural Bank of China credit card cash withdrawal handling fee

(1). Domestic banks: 1% of the cash withdrawal amount, minimum RMB 1 yuan/transaction

( 2). Domestic other banks: 1% of the cash withdrawal amount + 2 yuan, minimum RMB 3 yuan/transaction

(3) Overseas (UnionPay network): 1% of the cash withdrawal amount + 12 yuan

(4) Overseas (non-bank network): 3% of the cash withdrawal amount, minimum USD 3/transaction (or equivalent in other foreign currencies)

5. Agricultural Bank of China credit card cash withdrawal interest

Agricultural Bank of China credit card cash withdrawals cannot enjoy the interest-free period. Interest will be charged at a daily interest rate of 5/10,000 starting from the overdraft withdrawal transaction date, and compound interest will be calculated on a monthly basis.