Judging from what you said, you shouldn't be a liar. Now, when you apply for a credit card, you use a tablet computer to fill in information online. I won't lie to you as long as I don't let you pay. You have just started to apply for a credit card, so there must be no card for you, because it takes at least one week from the application to the issuance of a credit card, and as he said, if you give a card, as long as you don't activate it, the card will be invalid, which means there is no annual fee. The head office of Bank of Communications will send it to you by registered mail. After receiving the card, if you don't want it, don't worry, but there is an initial password with the card. This initial password should not be put on the card. If someone gets it and activates it, you have to pay for his credit card consumption.