I personally worked as a credit card salesman for a while. First of all, as a job, this job can be done, because his salary level is really high, because the income of our team can basically reach about 30 thousand a month. I'm not very good at team work, and I can guarantee that I can reach 15600 yuan a month. In ordinary first-tier cities, this income level is still very high, but one thing is hard work.

Personal advice.

This is a very physical activity, because every day is basically from morning till night. And if your social experience is relatively shallow, it is actually very unfavorable to do this job, mainly because this job requires frequent contact with strangers, that is, the so-called strangers. You need to be able to talk to each other and sell your products to him in a few minutes. In fact, most people are disgusted with handling credit cards, but as long as your skills reach a certain level and you have a certain affinity, the speed of handling cards is still very fast.

Don't be afraid of suffering.

When I first started this job, I wanted to find a well-paid one because I had no money, but I didn't have any skills, so I chose to be a credit card salesman. At that time, I had to sweep the building every day. The so-called sweeping the building is to run every company in the whole building from the bottom. At first, I couldn't even run out of a building, but slowly my communication level gradually came up, and I could see this person's personality in a short time, and then I chatted with him. Later, after the turnover gradually came up, I found that this job is actually a lot of fun. The biggest point is that I can meet people from all walks of life. Therefore, any industry, as long as you concentrate on cultivation, can make some achievements. It depends on how you look at the job.

How is the work of Jinhua Ping An Bank's credit card salesman?

It's a sales post, that is, it depends on the user to open the card and use Kolor to make a commission. Personally, I feel that it is not easy to do.

First of all, the credit card salesman is a bank account manager who specializes in selling credit cards. Generally, they send employees, some of them are compiled by cards, and few by banks.

Let's talk about the income of credit card salesmen first. Basic salary plus commission, five insurances and one gold, and a few bank provident funds are not paid or paid according to the minimum base. 100 of the sales staff, 10 earned more than 20,000, 40 earned more than 1 0,000, and the rest were less than110,000.

Is it easy to sell credit cards in the bank?

1, the person who sells credit cards is called a credit card salesman. Credit card salesmen are not easy to do, but if they do well, the salary is still considerable. The average salary level of credit card salesmen is basically around 5,000 yuan per month, and the highest can reach tens of thousands. However, this business is actually quite hard. There is no fixed office space at all, so I need to keep running outside every day and find all kinds of people to apply for credit cards everywhere. Rejection or embarrassment is also common.

2. The credit card clerk seems to be a staff member of a bank, and he will also show the work permit issued by the bank, which looks quite formal. In fact, this is just an ordinary certificate handled by the bank's credit card department. They are completely different from the tellers and lobby managers who really work in the bank lobby. Tellers are formal labor contracts, and salesmen are outsiders who sign agency contracts with banks. They only earn commissions on credit card sales issued by banks. They can recruit these agents, because the treatment is still good. In addition to the basic salary, five insurances and one gold will be paid normally. Of course, internal employees can also sell credit cards to earn more income for themselves.

Secondly, the basic salary of salesmen is very low, and some even don't. So most of their income comes from the performance of credit card processing. Every month, they will have a certain number of handling tasks. Under normal circumstances, the commission for handling a card is 80 to 100, and the gold card is higher; If the task is overfulfilled, the commission will increase by tens of dollars on the original basis, which is actually a very attractive salary condition.

It is precisely because of this that so many salesmen will be attracted to join the ranks of credit cards. Judging from the monthly 100 card, the basic salary is more than 8,000, which is much higher than the monthly salary of most ordinary white-collar workers outside, and if it is done well, it may be tens of thousands or even tens of thousands. The successful experience of these high-performance employees will be constantly used to motivate other ordinary salespeople.

In addition, the specific salary is directly linked to the number of cards handled each month, so some salesmen can get quite high income if they have their own contacts, such as some large enterprises, institutions and companies. They go to these local offices regularly every month, and usually they can lobby several people to get a card. Moreover, people in these units have a high probability of applying for advanced cards such as gold cards because of their stable backgrounds. Such salespeople are basically not worried about their own achievements, and they are usually the best in their own departments. However, some people often fail to complete basic tasks every month because they are too thin-skinned or have no access, and even have their wages deducted, so their wages are naturally much lower.

1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

2. The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards) refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement and cash deposit and withdrawal. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day.

4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

What about the salesman of the bank credit card direct sales team?

The salesman of the bank credit card direct sales team has good sales ability.

Credit card sales work is a little more decent than general sales work, and if the work can produce results, the income is good. But to put it mildly, it's called sales work sharpening people. To put it mildly, it is squeezing. Because the grades are not good, they can't be finished basically during working hours, and overtime is common. Feeling is the feeling of starting a business in advance, especially tired, particularly bitter and particularly pitted. Just overdo it.

How to sell credit cards?

It depends on whether the credit card sales you make belong to a third-party company or employees woven by a bank.

If the employee is officially established by the bank, it is a very stable job with high social recognition and stable income. However, the working hours are fixed and the degree of freedom is not high. If it is written by a third party, it is relatively unstable. But the income may be better, because the outsourced credit cards are calculated according to the quantity you sell, so the more you do, the higher your income will be.

What are the credit card sales routines? Here are three common examples:

1, low-level routine: get a card and send a small gift; This trick is the most common and can be used by both novices and experts. This trick will be used by street vendors, door-to-door sales, relatives and friends who recommend cards. The China Merchants Bank credit card I started to apply for was set by this routine. Of course, I am willing to do it, and I need it. Someone happened to fix me up, so I asked her to deliver it to my door, solved all the problems and gave me a small gift. I remember it was a beautiful mobile phone chain. However, if you don't like doing it, most people don't want to eat this routine. Unless it is human treatment, it is not a routine problem. Of course, this applies especially to aunts. Most aunts who like to take advantage of petty advantages will still handle it. Coupled with the golden tongue of sales, most of them have been recruited.

2, middle-level routines: bundled sales; Do you want to do banking? Yes, provided that you apply for our credit card. This kind of binding method is very strong, many people can't beat it, and they have an extra card unconsciously. For example, the credit card of the rural credit cooperative that has just been handled is because the bank etc service is mandatory to handle credit cards. In fact, if you use a debit card to bind, it is also possible. Because etc machines are given away for free, many people can't help but ignore the strength of banks. Credit cards are ok anyway. Do it. Right?

3. High-level routine: discount the card; The most advanced routine is win-win, which is characterized by the fact that the final decision is up to you. But most of them can't escape from him. For example, when we bought a car before, the car dealer had business dealings with the bank. If we apply for a bank credit card and keep it for a period of time, we can enjoy the discount of buying a car. There is also a thousand dollars in the calculation. Of course, it's up to you to decide whether to do it or not. But who will escape such a discount?

So much for the introduction of credit card sales.