China Post Bank has reached a limit. It can only transfer 500 yuan each time. Can I buy a car in installments?

Yes. If the limit of China Post Bank is exceeded, you can buy a car in installments. The bank card used for repayment has a transaction limit and does not affect the car loan deduction. Loan issuance and repayment are not within the bank card limit. The Postal Savings Bank of China can be traced back to the postal savings business launched in 1919. It has a history of 100 years. Personal services include: investment and financial management: financial management, insurance, funds, precious metals, treasury bonds, fund custody, asset management plans, personal product information Inquiry platform; debit card and (deposit, loan and exchange): debit card, personal deposits, credit services, foreign exchange, payment settlement, etc.

The first step in the Postal Savings Bank car loan application process is simple and crucial!

In the era of China's economic boom, many people have the ability to buy private cars. However, when buying a car, many people are not willing to pay off the car purchase price in one lump sum, but choose to take out a loan. Some people are asking about the Postal Savings Bank car loan application process. Today I will introduce the specific content to you.

Postal Savings Bank car loans are characterized by fast disbursement and transparent service. Loan review results can be obtained as quickly as 2 days. When applying for a loan, you only need to complete six steps.

1. Submit a loan application

Generally speaking, you need to go to a Postal Savings Bank branch to apply for a car loan, and you cannot apply for it on your behalf. When applying for a car loan, you need to completely fill out a car loan application form.

2. Bank investigation and approval

After the bank receives your loan application, it will conduct a loan investigation based on the borrower's information and the data in the system to determine whether the borrower meets the requirements. Loan conditions and determination of loan amount.

3. Sign the loan contract

After the loan is approved, you can go to a Postal Savings Bank branch to sign the loan contract.

4. Implement the loan conditions

After the loan contract is formally signed, the Postal Savings Bank will also conduct a pre-issuance review of the car loan. Generally speaking, as long as your personal credit does not suddenly deteriorate, there will be no problem.

5. Banks issue loans

The bank will pay the car purchase price directly to the car seller's account, and everyone can go directly to pick up the car after receiving the payment notice.

6. The borrower repays the loan on time

In the future, everyone only needs to repay the loan in accordance with the contract. Postal Savings Bank car loans adopt the form of automatic deduction.

How to apply for postal installment payment

The following are the main ways to apply for Postal Savings Bank of China credit card installments

1. Postal Savings Bank personal online banking application

When cardholders handle business through online banking, they need to log in to the Postal Savings Bank of China personal online banking and select the credit card for which they want to apply for transaction installments. After checking the detailed records of outstanding bills, they can apply for transaction installments and select. After the application is successful, the page Displays detailed information such as the number of installments, installment fees, and repayment in each installment.

2. Postal Savings Bank mobile banking application

After the cardholder downloads the Postal Savings Bank mobile client, log in to the Postal Savings Bank mobile banking, select the credit card, and then choose to apply for transaction installments Credit card, select the installment amount and number of installments, and submit the application.

3. Postal Savings Bank Credit Card Customer Service Hotline Manual Service

Cardholders can call Postal Savings Bank Credit Card Customer Service Hotline, and after being connected, it will be transferred to manual service. They must inform customer service when applying. The transaction details of the person's application for conversion to installment payment include transaction time, transaction location, transaction amount and application period. The customer service staff will immediately notify the result of successful acceptance.

For more information on how to apply for postal installment payment, go to: View more content

Is it easy to apply for a Postal Savings Bank car loan? Get ready for these 2-day results!

Nowadays, cars have become an indispensable part of every family. However, when buying a car, many people cannot afford to pay off the loan in one lump sum and instead choose a loan. Some people are asking: Is it easy to apply for a Postal Savings Bank car loan? Today I will introduce the relevant content to you.

Since then, the Postal Savings Bank of China has given everyone a relatively low-key impression. In fact, the overall situation of Postal Savings Bank’s car loans is similar to that of other banks.

If you meet the application requirements and prepare all the loan information, you can apply.

Application conditions

1. Applicants must be aged 18-60 years or above, be Chinese citizens or non-citizens who have lived continuously for one year and have a fixed residence and occupation;

< p>2. You can pay more than 30% of the total price of the car as a down payment;

3. You have good personal credit and a relatively stable income.

Loan information

1. Valid identity document, married persons must submit proof of marital status;

2. Proof of occupation and income or other repayment documents Proof of ability;

3. Proof of down payment for car purchase and original car purchase contract signed with the car seller;

4. My motor vehicle driving license, Postal Savings Bank savings card or passbook .

Postal Savings Bank’s car loan can issue approval opinions as quickly as 2 working days, and the entire loan process is transparent. Therefore, for people with relatively good overall personal conditions, it is easier to apply for a Postal Savings Bank car loan.

How to apply for postal credit card installment payment

1. Download and log in to the Postal Savings Credit Card APP, and you can see "Bill Installment" and "Transaction Installment" in "Card Manager".

2. Select the installment type according to your own situation. Here is an example of "Transaction Installment". Click on Transaction Installment.

3. Enter the "Transaction Installment Application" page, and you can see the recent card transactions that can be applied for installment. There are 4 transactions shown in the picture.

4. As shown in the figure, select one of the transactions for installment and click.

5. Enter the specific settings page of "Transaction Installment", you can see the number of installments that can be installmentd, the handling fee for each installment, and the total handling fee.

6. Select the specific number of periods according to your own situation. Select 3 periods in the picture to display the amount payable in each period and other information. After selecting, confirm the record. After the application is completed, you will receive a transaction installment confirmation text message from the bank.

This concludes the introduction to postal credit card installment car purchase and postal bank credit car purchase. Have you found the information you need?