Yes.

If the store you purchased from has opened the credit card payment function, whether the buyer pays himself or asks a friend to pay on his behalf, he can pay directly without any handling fees.

If the store you purchased from does not have a credit card payment function, whether the buyer pays himself or asks a friend to pay on his behalf, if payment is made by credit card, Alipay will automatically add 1% of the transaction amount as a handling fee.