a credit card, also known as a credit card, is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. The front of this card is printed with the name of the issuing bank, expiration date, card number and cardholder's name, and the back is printed with magnetic stripe and signature strip. Consumers with credit cards can go to special business service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
credit card opening conditions: 1. the applicant must have certain financial ability and no bad credit record. Then the age is 18~6 years old (foreigners are 25~6 years old). The host card holder can apply for supplementary cards for parents, spouses or children, and the applicant for supplementary cards must be at least 14 years old.
2. In order to ensure that the application is approved and the amount is high, you can prepare some financial proof materials after completing the online credit card processing. Proof of financial resources can be salary records issued by banks, income tax withholding vouchers (tax payment vouchers), or market value certificates of houses, automobiles, deposits and investments, all of which can prove your financial resources.
3. The real estate registration certificate must specify the name of the person or spouse, and attach the relationship certificate; My name must be on the driver's license.
Electronic Card of China Merchants Bank: The electronic card account of China Merchants Bank refers to a card that is temporarily not equipped with physical vouchers, and it is a savings card (debit card) that cannot be overdrawn. In addition to credit card business, it also supports card number to handle other businesses. China citizens over the age of 16 who live in China can go to any original resident ID card (Chinese People's Republic of China or the original temporary resident ID card) that exports our bank account and valid ID card to open an account, but their inability to open an account online does not represent them. As the electronic smart card is not equipped with the physical certificate for the time being, it is necessary to apply for a card if there are special requirements (such as salary account) for the physical card. China Merchants Bank Card is a card issued by China Merchants Bank in 1995. This card is a personal financial basic account provided by China Merchants Bank to the public under its real name. It is a card with fixed demand, multiple storage types, multiple currencies and multiple functions. It has been rated as the consumer's favorite bank card brand for many times, and it is a unique and well-known bank card brand in China.