Ping An Bank’s credit card cash withdrawal fees and interest

1. Ping An Bank’s credit card cash withdrawal interest:

Ping An Bank’s credit card cash withdrawal interest is calculated based on the amount and time of cash withdrawal , cash withdrawal interest will be charged daily at a daily interest rate of 5/10,000 from the time the withdrawal amount and cash withdrawal handling fee are incurred, and compound interest will be charged monthly until the cash withdrawal amount is paid off in full. Assume that the cardholder uses a credit card to withdraw 10,000 yuan in cash and repays it after 7 days, then the cash withdrawal interest = 100,000.057 = 35 yuan.

2. Ping An Bank's credit card cash withdrawal handling fee:

Ping An Bank's credit card cash withdrawal requires a handling fee based on a certain proportion of the withdrawal amount, which will be incurred on the day after the cash advance transaction date. Domestic cash withdrawals are charged a handling fee of 2.5% of the cash withdrawal amount, with a minimum of RMB 25 per transaction; overseas cash withdrawals are charged a handling fee of 3% of the cash withdrawal amount, with a minimum of USD 3.00 per transaction.

Extended information:

How to withdraw cash with Ping An Bank credit card

1. Withdraw cash from ATM machines:

1. Within the country, you can Use the ATMs of Ping An Bank or other banks with the UnionPay logo to withdraw RMB cash with your credit card and transaction password;

2. Overseas, you can withdraw RMB cash from ATMs with the same logo as the card (UnionPay, VISA, MasterCard or JCB) ATM machine, you can withdraw local currency with your credit card and transaction password.

2. Withdraw cash at bank counters:

1. In China, you can withdraw RMB cash at the counter of any Ping An Bank branch with your credit card and transaction password;

2. Overseas, you can withdraw local currency with a valid ID and credit card at a bank counter with the same logo as the card (UnionPay, VISA, MasterCard or JCB).