1. Postal banks are postal savings. Postal savings are set up with post offices as outlets, which saves a lot of costs and occupies the market faster than others. Postal savings only started in recent years. Many businesses of commercial banks don't have postal savings, and they are usually cash counters. Because of the lack of corporate counters and credit business, it is normal that the venue is smaller than other banks. The main economic benefit of postal savings is to deposit your money with the People's Bank of China for interest.

2. What you said is what people in the post office do, not what your bank staff do. You belong to different departments.

3. There must be a difference between formal and informal. The formal salary is several times that of informal. If you enter through formal channels such as exams, you belong to formal employees.

4. Due to the small business volume, the postal bank is much easier than people sitting at the counter in other banks. I don't know the salary there. There is a classmate who earns about 2-3 thousand yuan in it and doesn't need to pull business.