1. password inquiry: the password used when calling our customer service hotline, online banking login and online payment at home and abroad;

2. transaction password: it corresponds to two functions, namely, credit card password and cash advance. These two functions need to be activated separately. After activation, you will use the transaction password when you swipe your card or advance cash.

① swipe password function: refers to the function of verifying the password when swiping the card. At present, it is applicable to the physical card-passing transactions of UnionPay lines at home and abroad, excluding non-card-passing transactions, such as card-pressing transactions, manual authorization transactions, telephone booking of air tickets, etc.

② cash advance function: it is suitable for ATM to inquire about credit card limit and ATM or bank counter to withdraw cash. Warm reminder: there will be corresponding handling fees and interest when you withdraw cash.