Credit card (debit card) will be temporarily frozen after reporting the loss and cannot be used normally. If you need to pay back on the repayment date, the safest way is to pay back by transfer, but you can't use the card to pay back before canceling and replacing the new card.

Loss reporting of a credit card (debit card) does not mean that the credit card (debit card) is cancelled. The credit card (debit card) after loss reporting cannot be used normally, but the related business still exists, especially the annual fee and interest will be generated as scheduled. Therefore, if the cardholder does not want his personal credit information to be damaged, he should repay it in time. If it is too late to reissue a new card after reporting the loss, you can repay the loan through the old card by transfer, and repay the loan through the new card after applying for the card.